Payday Loan Secured Or Unsecured
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Sometimes, unexpected expenses crop up, like a surprise medical bill or urgent car repairs. You might even want to improve your living space with new flooring or kitchen upgrades. No matter what your financial needs are, there are a variety of reasons to consider a loan. However, traditional lenders can make this process cumbersome with their strict requirements and lengthy paperwork. This is where many Australians look into alternatives, often seeking options like a Payday Loan Secured or Unsecured.
With Fundo, accessing fast and easy payday loans is a breeze. Our aim is to make loan processes seamless and accessible for everyone - even those who might not have perfect credit. We understand you want a speedy solution, and that's why we've designed a technology-driven process that delivers quick outcomes without the endless waiting. Plus, our flexible repayment plans ensure you can manage repayments with ease. At Fundo, we’re committed to being transparent about any fees or costs, so there are no surprises.
If you’re investigating your options for a small loan, Fundo has you covered. You can wrap up your short-term loan within up to 180 days for a MACC loan, keeping you in control of your finances. We allow borrowers flexibility in how they utilise their funds. For instance, our home renovation loans are excellent for immediate repairs, while our emergency loans make managing urgent surprises hassle-free.
Curious about securing a payday loan? Our self-service dashboard is designed to make this easy. You'll find all your loan details and management advice in one convenient location. If you're looking up terms like Payday Loan Secured or Unsecured, let us guide you through your options. At Fundo, we strive to meet your needs better than anyone else.
Maybe you’ve found yourself considering alternatives like Cash Converters Loan or Loans Bad Credit Instant. With Fundo, you’ll experience a more relaxed approach to loans thanks to our minimal eligibility criteria compared to traditional lenders. You need to be at least 18 years old, reside in Australia, earn at least $1,000 per fortnight (this includes government benefits), and demonstrate your ability to manage repayments comfortably.
Applying is simple—just fill out our online application with your details and the amount you wish to borrow. If all goes smoothly during business hours, funds could be available in your account the same day! Plus, stay on top of your future borrowing needs with our Fundo Score system which encourages responsible behaviour, so you'll expect better terms for your future loans.
Ready to get started? Apply for your payday loan with Fundo today and take the hassle out of borrowing!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
