Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
Are you looking for payday loans bad credit Australia? We understand that life can be unpredictable, and sometimes you just need a quick cash injection to handle unexpected expenses. Whether it's an urgent car repair, medical bills, or a special one-time cost, Fundo is here to help you navigate your financial needs.
As an alternative lender, Fundo aims to make short-term loans more accessible. We understand that not everyone has perfect credit. Our focus is on helping people achieve financial relief, especially those searching for payday loans despite their bad credit history.
We know that every financial situation is unique. Whether you're dealing with a sudden expense or aiming for a project, Fundo provides a range of options that you can consider:
If you're worried about strict eligibility requirements from traditional lenders, you’ll be pleased to know that Fundo keeps it simple. To qualify for a loan with us, you need to:
Our streamlined application process allows you to fill out a simple form online with your personal details, loan amount, and repayment preferences. To boost your chances of getting those funds quickly, consider applying during our business hours.
At Fundo, we believe in rewarding responsible financial habits. By consistently making your loan repayments on time and managing your finances well, you can improve your Fundo Customer Score.
With all these benefits and options at your disposal, it's time to stop searching for quick loans and take control of your finances with Fundo. Apply today for a payday loan that works for you!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.