Payday Loans Unsecured
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When it comes to covering unexpected expenses, many Australians initially turn to local banks and traditional lenders. However, you might find these options can be challenging due to their strict requirements and lengthy application processes. If you’ve been searching for payday loans unsecured, you’ve come to the right place. At Fundo, we provide quick and easy access to unsecured payday loans designed to meet your needs without the hassle!
At Fundo, we understand that life can throw curveballs, and that’s why we offer various loans tailored for emergencies. Whether it’s an unexpected bill or a one-off expense, our emergency loans have got you covered. If you’re thinking about home improvements, check out our home renovation loans that can help fund your next project.
When applying for payday loans unsecured, it’s good to know that Fundo is here to support you. We believe in making the loan process smooth and straightforward. While we allow loans to be repaid within up to 180 days for a MACC loan, we encourage responsible borrowing, so pay off your loan early if possible—there are no penalties!
To qualify for one of our loans, ensure you meet the following criteria:
Once you're ready, applying online is a breeze! If you’re a first-time borrower, our process is simplified for you, and for returning customers, you can reapply in just three easy clicks. If your application is submitted during business hours, you can expect funds to hit your account within 60 seconds of contract acceptance—talk about convenience!
Your Fundo Score can play a significant role in your loan application process. Having a higher score not only increases your chances of approval but also opens up a range of benefits, including discounts and exclusive offers. Enhance your score by repaying your loans on time and providing valuable feedback. It’s a win-win!
Stop searching for fast payday loans or instant loans elsewhere—take the next step towards financial relief with Fundo today! Apply now and experience hassle-free payday loans unsecured and tailored just for you!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
