Personal Loan Apply
Same day funds up to $5,000
Same day funds up to $5,000
We understand that needing a loan can often come at the most inconvenient times, especially when your credit history isn't perfect. At Fundo, we’re changing the way personal loans work, ensuring that applying is easy and accessible for everyone. Don’t let a previous credit score affect your chances—our mission is to make short-term loans available to more Australians. Here's how we do it:
With Fundo, applying for a personal loan is straightforward and stress-free. We know time is valuable, and that’s why we're dedicated to a speedier process. Whether you’re looking to cover an emergency expense or a one-off cost, a personal loan from Fundo is your best option. Why waste time searching for options when you can experience our efficient service today?
Whether you’re exploring options like 'Apply For Finance' or curious about other lending alternatives, our small loans make repayment manageable. You can repay your loan within up to 180 days or even sooner, without any fees or penalties for early repayment. Plus, being a responsible borrower can improve your chances of future approvals.
At Fundo, we provide several loan options to meet your specific needs:
Plus, our convenient online dashboard allows you to easily manage your loan and stay updated with real-time information. We’re dedicated to supporting your financial wellbeing with helpful tips as you navigate your payments.
If you’ve faced difficulties applying for personal loans in the past due to overly strict eligibility rules, you’ll be relieved to know that Fundo’s criteria are designed to be more inclusive. All you need is to be:
The application process is seamless. Fill out our application form with your personal and financial details, including how much you wish to borrow and your preferred repayment terms. For the quickest result, we recommend applying during business hours.
Good financial behaviour can work in your favour! By promptly managing repayments and providing feedback about our services, you can progressively boost your Fundo Score, enhancing your chances of simplified access to future loans.
So stop your search on keywords like 'bond loans no credit check' or 'payday advance app'. Experience an easy, friendly loan application process with Fundo today!
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.