Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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We understand that needing a loan can often come at the most inconvenient times, especially when your credit history isn't perfect. At Fundo, we’re changing the way personal loans work, ensuring that applying is easy and accessible for everyone. Don’t let a previous credit score affect your chances—our mission is to make short-term loans available to more Australians. Here's how we do it:
With Fundo, applying for a personal loan is straightforward and stress-free. We know time is valuable, and that’s why we're dedicated to a speedier process. Whether you’re looking to cover an emergency expense or a one-off cost, a personal loan from Fundo is your best option. Why waste time searching for options when you can experience our efficient service today?
Whether you’re exploring options like 'Apply For Finance' or curious about other lending alternatives, our small loans make repayment manageable. You can repay your loan within up to 180 days or even sooner, without any fees or penalties for early repayment. Plus, being a responsible borrower can improve your chances of future approvals.
At Fundo, we provide several loan options to meet your specific needs:
Plus, our convenient online dashboard allows you to easily manage your loan and stay updated with real-time information. We’re dedicated to supporting your financial wellbeing with helpful tips as you navigate your payments.
If you’ve faced difficulties applying for personal loans in the past due to overly strict eligibility rules, you’ll be relieved to know that Fundo’s criteria are designed to be more inclusive. All you need is to be:
The application process is seamless. Fill out our application form with your personal and financial details, including how much you wish to borrow and your preferred repayment terms. For the quickest result, we recommend applying during business hours.
Good financial behaviour can work in your favour! By promptly managing repayments and providing feedback about our services, you can progressively boost your Fundo Customer Score, enhancing your chances of simplified access to future loans.
So stop your search on keywords like 'Personal Loans' or 'payday advance app'. Experience an easy, friendly loan application process with Fundo today!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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