Personal Loan Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Even with the best financial planning, unexpected expenses can arise, leaving you in need of a personal loan. Whether it's for travel, home repairs, or sudden emergencies, having access to fast cash can be a lifesaver. If you're searching for a personal loan bad credit option, look no further than Fundo! We understand that a less-than-perfect credit score shouldn't block you from getting the financial assistance you need. At Fundo, we offer accessible short-term loans designed for a wide range of financial situations.
After exploring the terms Personal Loans For Low Credit Score or Personal Loans For People With Poor Credit Rating, you might feel uncertain about the options available. It's vital to know your choices, and at Fundo, we offer small loan solutions for various needs. From emergency loans to funding for planned expenses, we’re here to assist.
Our medium loans allow borrowing from $2,001 up to $5,000, with repayment durations tailored up to 180 days. You can even settle your loan early to avoid any applicable fees. With Fundo, you won't just find a loan; you'll discover how easy and manageable repayments can be.
To qualify for a personal loan with us, ensure that you:
Applying is straightforward! Complete our online application form with your chosen loan amount, personal details, and contact information. If you submit your application during our business hours, you may receive fast feedback, and for approved loans, expect your funds to hit your account within 60 seconds of contract acceptance. Returning customers enjoy an even simpler process—just three clicks to apply!
Your Fundo Score can improve your chances of approval. Engage in responsible financial behaviours, such as punctual repayments or referring friends, to maintain or enhance your score. Ready to take control of your finances and secure that needed cash? Don't let a less-than-perfect credit score hold you back—apply for your personal loan bad credit today with Fundo!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
