Personal Loan Bad Credit Instant Approval Australia
Same day funds up to $5,000
Same day funds up to $5,000
Are you in need of a personal loan with bad credit and instant approval in Australia? You’re not alone. Life can present challenges that require quick financial solutions, and traditional banks may not always come through when you need them most. But at Fundo, we’ve got you covered! Our short-term loans are designed with flexibility and understanding, tailored specifically for people facing credit hurdles.
Whether facing unexpected expenses or planning a one-off financial outlay, a personal loan with bad credit and instant approval from Fundo may be just what you need. While we understand that people often consider loans for various situations, we focus on providing solutions that motivate healthy borrowing. You can use our personal loans for urgent needs, from covering medical expenses to repairing your home—without the burden of long and complex processes.
If you've been overwhelmed by the results of searching for a personal loan with bad credit and instant approval, look no further. When you choose Fundo, you can expect:
To qualify, you must be over 18 years old, currently residing in Australia, and earning at least $1,000 per fortnight. It's all about ensuring you’re financially capable to manage the repayments without straining your budget.
Have peace of mind knowing you’re with a lender who understands what you’re going through. Avoid the busy web searches for "instant cash loans" or "personal loan bad credit instant approval Australia"—the solution is right here with Fundo.
Ready to take control of your finances? Apply for a personal loan with us today and let’s get you who you need to be, financially!
Safe
and Secure. 3 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 3 min
application²
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Safe
and Secure. 3 min
application²
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
