Personal Loan Companies For People With Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Securing a loan can feel challenging, especially when your credit history isn’t perfect. If you’ve encountered hurdles with personal loan companies for people with bad credit, we understand your frustration. Unlike many traditional lenders who may deny your application solely based on your credit score, Fundo takes a different approach. Our mission is to make short-term loans accessible to all eligible Australians. By looking at the whole picture rather than just numbers, we aim to help you obtain the financing you need.
At Fundo, we believe everyone deserves a chance to tackle unexpected expenses. Whether it’s an emergency repair or a necessity that came out of nowhere, our loans cater to your needs. You don’t have to continue searching for personal loan companies for people with bad credit. We offer various loan options tailored for your situation:
When you choose a Fundo loan, you gain access to your personal self-service dashboard where you can monitor your loan’s progress, repayment terms, and get tips on financial wellness to help improve your overall financial situation.
To qualify for a Fundo loan, you need to meet a few straightforward criteria. You must:
The Fundo Score is a unique way to assess your eligibility. Good borrowing behaviour helps improve your score, which can lead to better loan approval rates in the future. If you pay on time or refer a friend, you can increase your chances!
It’s time to stop looking for cash advances and personal loans that may not meet your needs. Click ‘Apply Now’ on our homepage to start your application process today! Whether you're a first-time or returning customer, we’re here to support you all the way.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
