Personal Loan Debt Consolidation
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
If traditional lenders have turned you down, you might be wondering where to turn next. Searching for options like personal loan debt consolidation can lead you to alternatives that cater to borrowers with a less-than-perfect credit history—such as Fundo! We are a friendly, private lender providing short-term loans to those approved, while ensuring past financial challenges don’t dictate your future.
At Fundo, we aim to alleviate financial stress by providing quick, hassle-free funding. Our approach seamlessly merges straightforward communication, so every borrower fully grasps their choices and can make confident decisions when applying for a loan. You'll appreciate our flexible repayment options, where there are no hidden fees—just straightforward terms designed with your convenience in mind.
Whether you need funds for urgent expenses or want to tackle larger bills, we're here to support your financial journey. We offer loans for a wide range of purposes, excluding debt consolidation, as we focus on responsible lending that encourages a brighter financial future.
Starting your journey with Fundo is effortless! Here's how: You must be currently living in Australia, be over 18 years of age, and have a verified income of at least $1,000 per fortnight (before taxes and benefits). Plus, you’ll need to demonstrate that taking on a loan won't negatively impact your financial situation.
To apply, fill out our simple online application: just specify the loan amount you desire, provide your personal details, and attach proof of your verified income. If eligible, you could receive your loan approval on the same day—all with just three clicks for returning customers!
Worried about eligibility? You can check your Fundo Score to gauge your chances before applying. By maintaining timely repayments and lending responsibly, every customer can improve their score and future loan opportunities.
Stop sifting through confusing options for ‘loans’ or ‘online payday loans’. Join the growing community of satisfied borrowers at Fundo today and experience personalised support and quick access to the funds you need!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
