Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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Searching for a personal loan for people with bad credit? You’re not alone! Many individuals seek quick and reliable funding to tackle unexpected expenses or simply to bridge that financial gap. At Fundo, we understand how important it is to access funds swiftly and without hassle. Our streamlined online loans aim to provide exactly that—fast, flexible, and accessible to eligible borrowers.
When time is of the essence, you need a lending partner who can provide you with the funds you need without unnecessary delays. Here’s what we offer:
When opting for a personal loan for people with bad credit, you are free to use the funds for various purposes. Whether it’s an emergency or that one-off expense you need help with, Fundo is here to assist. Here are a few ideas:
At Fundo, we believe that life is unpredictable, and we want to be your safety net. To be eligible for our loans, you need to fulfill the following criteria:
Your Fundo Customer Score is a tool designed to help you increase your chances of future approvals. By engaging in positive borrowing habits—like repaying on time or early—you can improve your score. This means more chances for larger loans and better terms in the future!
Don’t let your credit history hold you back. Take the first step towards financial relief today! Click on Apply Now on our homepage to complete our simple online application. Just input your loan amount, personal details, and contact information. Existing Fundo customers can apply even faster in just three clicks!
If approved, you could have your funds by the next business day! Stop looking for 'personal loan for people with bad credit' and start your journey with Fundo today!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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