Personal Loan For People With Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Searching for a personal loan for people with bad credit? You’re not alone! Many individuals seek quick and reliable funding to tackle unexpected expenses or simply to bridge that financial gap. At Fundo, we understand how important it is to access funds swiftly and without hassle. Our streamlined online loans aim to provide exactly that—fast, flexible, and accessible to eligible borrowers.
When time is of the essence, you need a lending partner who can provide you with the funds you need without unnecessary delays. Here’s what we offer:
When opting for a personal loan for people with bad credit, you are free to use the funds for various purposes. Whether it’s an emergency or that one-off expense you need help with, Fundo is here to assist. Here are a few ideas:
At Fundo, we believe that life is unpredictable, and we want to be your safety net. To be eligible for our loans, you need to fulfill the following criteria:
Your Fundo Score is a tool designed to help you increase your chances of future approvals. By engaging in positive borrowing habits—like repaying on time or early—you can improve your score. This means more chances for larger loans and better terms in the future!
Don’t let your credit history hold you back. Take the first step towards financial relief today! Click on Apply Now on our homepage to complete our simple online application. Just input your loan amount, personal details, and contact information. Existing Fundo customers can apply even faster in just three clicks!
If approved, you could have your funds by the next business day! Stop looking for 'personal loan for people with bad credit' and start your journey with Fundo today!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
