Personal Loan For Poor Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When you find yourself in urgent need of funds, you might be interested in a personal loan for poor credit. Many traditional financial institutions may not cater to your situation, especially if your credit score isn't perfect. That's where Fundo steps in! As a friendly alternative to conventional loans, our services are designed to help you secure short-term funding, regardless of your credit history.
At Fundo, we understand that everyone’s financial journey is unique. That’s why we offer tailored small and medium loans with flexible repayment terms to fit your needs:
Our loans come with numerous possibilities! Whether it’s a sudden car repair, unexpected medical expenses, or an urgent home repair, our home renovation loans can help ensure you’re covered. Prefer a little extra cushion for one-off payments? Consider our emergency loans that offer you the support you need when life throws unexpected curveballs.
Getting a personal loan for poor credit has never been easier. If you are:
Then you're likely eligible! Simply fill out our application form, and you could get approved within business hours. Keep in mind that while we strive to provide fast service, banking delays might occasionally occur.
Our innovative Fundo Score feature allows you to monitor your application's likelihood of approval. Plus, by making timely repayments, you'll not only foster good credit behaviour but also increase your Fundo Score. Returning customers will find our application process even swifter—it's all about convenience for you!
Don’t let poor credit hold you back from accessing the funds you need. Transition away from searching for options like instant cash loans and explore how a personal loan for poor credit at Fundo can help you today!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
