Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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When you find yourself in urgent need of funds, you might be interested in a personal loan for poor credit. Many traditional financial institutions may not cater to your situation, especially if your credit score isn't perfect. That's where Fundo steps in! As a friendly alternative to conventional loans, our services are designed to help you secure short-term funding, regardless of your credit history.
At Fundo, we understand that everyone’s financial journey is unique. That’s why we offer tailored small and medium loans with flexible repayment terms to fit your needs:
Our loans come with numerous possibilities! Whether it’s a sudden car repair, unexpected medical expenses, or an urgent home repair, our home renovation loans can help ensure you’re covered. Prefer a little extra cushion for one-off payments? Consider our emergency loans that offer you the support you need when life throws unexpected curveballs.
Getting a personal loan for poor credit has never been easier. If you are:
Then you're likely eligible! Simply fill out our application form, and you could get approved within business hours. Keep in mind that while we strive to provide fast service, banking delays might occasionally occur.
Our innovative Fundo Customer Score feature allows you to monitor your application's likelihood of approval. Plus, by making timely repayments, you'll not only foster good credit behaviour but also increase your Fundo Customer Score. Returning customers will find our application process even swifter—it's all about convenience for you!
Don’t let poor credit hold you back from accessing the funds you need. Transition away from searching for options like instant cash loans and explore how a personal loan for poor credit at Fundo can help you today!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.