Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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When unexpected expenses arise, a personal loan can be a handy solution, especially for those finding it challenging to consolidate debt with bad credit. If you've been scouring the web with the phrase "Personal Loan to Consolidate Debt Bad Credit", it can be easy to feel overwhelmed by the options out there. That's where Fundo steps in as your go-to lender! We are an Australian-owned lender, dedicated to making short-term loans accessible to all, including those who may face challenges due to less-than-perfect credit histories.
At Fundo, we pride ourselves on providing:
We understand that lending can seem daunting, particularly when you're searching for options as specific as a personal loan to consolidate debt with bad credit. But with Fundo, rest assured, you’re in good hands!
At Fundo, we offer tailored solutions that align with your needs, whether it’s a one-off expense or an urgent financial requirement. Our variety of loan types makes it convenient to find what fits you best, including:
Before applying, understand your financing options thoroughly. It's beneficial to know what services a lender, like Fundo, can provide when you’re investigating a "personal loan to consolidate debt bad credit".
Your Fundo Customer Score reflects your history as a customer with us. By adhering to timely repayments and leaving feedback, you create pathways to better opportunities for loans in the future. Plus, there’s no need to continue searching for alternatives - if you’re 18 or over, currently residing in Australia, and making at least $1,000 per fortnight, you're likely eligible!
So why look elsewhere? We’ve streamlined our application process to ensure you can apply quickly. If you submit the form during business hours, it’s possible to receive approval and cash on the same day! Ready to stop the search? Get started with Fundo today and experience our friendly, responsive approach to your financing needs!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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