Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
Unexpected expenses can pop up at any moment, and when they do, you need cash quickly. Traditional funding options often require a lengthy approval process riddled with paperwork, making it hard for many to secure short-term loans. If you’ve been searching for a personal loan today with bad credit, you’ve come to the right place. Fundo is here to provide you a simple and convenient alternative!
As an alternative lender, we prioritise making the borrowing experience straightforward for those residing in Australia, regardless of credit history. Our application process is hassle-free and can be completed from the comfort of your own home:
Fundo’s loans can be used for a variety of short-term expenses that require immediate attention. What sets us apart is the flexibility in our offerings. Whether it’s an emergency need or a necessary purchase, Fundo has a solution for you:
Fundo also provides tools to manage your financial journey better. Our self-service dashboard offers financial management tips, repayment updates, and more to keep you informed and empowered!
So why continue your search for personal loans today with bad credit? Fundo’s minimal eligibility criteria make it easy to get started. You’ll only need to:
If you meet these requirements, applying with Fundo is a breeze! Just provide some basic details, and returning customers can complete their application in just three clicks!
Applicants who qualify and apply during business hours might enjoy same-day funding. Plus, managing your Fundo Customer Score can lead to better loan opportunities and rewards for on-time repayments! It’s that simple to open doors for your financial future.
Don't let bad credit hold you back. Apply for a personal loan with Fundo today and seize control of your immediate financial needs!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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