Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
Unexpected expenses can pop up at any time, whether it's a surprise medical bill or urgent car repairs. And let's not forget those exciting home improvement ideas you've been putting off! For many, these situations lead to searching for a personal loan with bad credit. Traditional lenders can be quite strict and often come with bureaucratic hassles, which is why a lot of Australians are looking for alternatives. Lucky for you, Fundo is here to make the process quick and hassle-free!
With Fundo, securing a short-term loan has never been easier. We offer accessible funding from the comfort of your home, designed specifically with your needs in mind. Our streamlined, technology-driven loan process means you can often receive an outcome in just days, rather than the weeks it might take with traditional lenders.
If you have been searching for terms like personal loan with bad credit, personal loans bad credit low interest, and personal loans for bad credit history, Fundo can definitely help! Our loan products offer rapid funding and come with flexible terms tailored to your unique financial situation.
Our loans allow you to pay back over a maximum of up to 180 days, offering room to breathe. You can even pay off your loan early to sidestep any monthly fees if you wish. Whether you need funds quickly for an emergency or for home renovations, we have options that can suit your needs. Though we don’t offer debt consolidation loans, our range of personal loans is designed to be suitable for a variety of one-off expenses—so you can find the perfect fit!
Many individuals seeking a personal loan with bad credit often wonder about their eligibility. Thankfully, Fundo has streamlined conditions. To qualify for a loan, you'll need to:
Applying is simple! Just fill out our application form with the loan amount you need, your personal finance details, and your contact information. If you meet the criteria and apply during business hours, there’s a good chance you could be funded the same day!
Don’t let unexpected expenses hold you back. Stop searching through countless listings for 2000 loans or worrying about your credit history. Instead, take control of your finances by applying for a personal loan with bad credit with Fundo today!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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