Personal Loans For Bad Credit History
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Getting a personal loan for bad credit history can often feel like a challenging task, especially when traditional lenders lean heavily on rigid criteria and daunting paperwork. If you’re looking for flexible financing options like many other Australians, you might find yourself typing phrases such as 'Personal Loan Today Bad Credit' into your search bar. Well, worry no more—Fundo has your back! We recognise the urgency that comes with needing a small loan. Why slog through mounds of paperwork when you could get quick, hassle-free assistance? Our streamlined process is designed to help you access the funds you require without unnecessary delays.
At Fundo, we understand that every financial situation is unique. When searching for personal loans for bad credit history, you want a solution that considers your current circumstances rather than past credit missteps. That's why we aim to provide a fast turnaround on decisions—often in just a few days—allowing you to focus on addressing your needs today instead of waiting weeks for a reply.
If you've been exploring personal loans for bad credit history, you’ll appreciate how Fundo supports better financial management. We allow you to tailor your repayment terms within a maximum of 26 weeks, alleviating stress as you manage your finances. Plus, when you take control of your loan repayments by paying in advance, you position yourself better for future borrowing opportunities.
It’s important to note that while our loans are designed for convenience, we focus on encouraging responsible borrowing practices. We won't promote the idea of debt consolidation or using loans to pay off existing debts, as we prefer to see our loans solve short-term funding needs.
Our commitment to nurturing good credit behaviour is woven into our services. At Fundo, we believe in reward mechanisms for those who manage their borrowing well. By maintaining a positive financial history, you can positively impact your Fundo Score—an essential factor in loan approvals. And if you’re a returning customer, we’ve made the process even simpler! With just three quick clicks, you can apply for your next loan.
Ready to conquer the challenges of finding personal loans for bad credit history? Eliminate the endless scrolling through options and choose Fundo for a quick, manageable solution to meet your financial needs. Whether it’s an unexpected expense or a special project, we’re here to help. Apply for your loan today!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
