Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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AI Innovation
Award 2024
Sometimes, life throws unexpected expenses our way—like a burst pipe or a flat tyre. When these emergencies hit, you might be searching for a personal loan with bad credit score options that actually cater to your needs. Look no further! At Fundo, we understand that swift financial solutions matter. As a dedicated Australian lender, we're here to offer short-term loans designed for borrowers from all backgrounds, even those facing challenges with credit scores.
We’ve made our loan application process straightforward and accessible, especially for those exploring options like personal loans with bad credit. Here’s what sets us apart:
Thanks to our flexible approach, you can finally put an end to your endless searches for personal loans with bad credit score. With Fundo, you get access to tailored funding solutions. Our loans are practical and straightforward, aimed at making your experience smooth and user-friendly. You can opt for repayment periods that fit within your financial comfort, allowing you to avoid unnecessary fees.
Curious about your eligibility? The good news is that we only have a few basic requirements for our personal loans. Here’s how you can qualify:
If you meet these criteria, applying is straightforward. Simply fill out our easy application form, including your desired loan amount and your personal details. You could even receive your funds in your account within 60 seconds of contract acceptance, putting you on the fast track to resolving your financial hurdles.
Many borrowers also want to know about improving their chances for approval. With Fundo, it’s all about good credit behaviour! You can check where you stand with your Fundo Customer Score. Increase your score by:
No more searching for fast online loans or cash loans with instant approval—Fundo is here to help you with a respectful, flexible approach to borrowing. So fill out your loan application today, and let’s get you on the road to financial relief!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.