9am - 6pm,	Mon-Fri
9am - 5pm,	Sat
AEST time

About Us
FAQs
Fundo Customer Score
Blog
Get the Fundo app

Apply Now

Personal Loans Aus

Same day funds up to $5,000¹

I want to borrow ($500 - $5,000)

Select loan amount from range

Apply Now

Safe and Secure. Apply in minutes²

4.8/5

16,000+

4.7/5

5,000+

Award badge from Financial Review Australia

Finder
AI Innovation
Award 2024

Award badge from Product Review Australia

500+ Applications submitted in last 24 hours!

Personal Loans Aus

Discover Personal Loans Aus with Fundo

If you’re in Australia and in need of swift financial support, personal loans aus might be just what you’re looking for. Whether it's to tackle unexpected bills or fund an urgent purchase, having a reliable source of funding can make all the difference. At Fundo, we specialize in offering quick and convenient short-term loans tailored to meet your financial needs without the hassle.

Why Choose Fundo for Your Personal Loan Needs?

⚡ Fast Access to Funds: Get the cash you need, with funds hitting your account within 60 seconds from contract acceptance.
📄 Simplified Application Process: Enjoy a straightforward online application with minimal paperwork.
🔍 Transparent Terms: No hidden fees and flexible repayment options help you manage your repayments easily.
⏳ Efficient Service: No need to wait days for approval; our streamlined process gets you what you need quickly.
💡 Financial Wellness Tools: Use our interactive dashboard to monitor your loan and receive tips from our team.

At Fundo, we understand you’re busy, and that’s why we’ve designed our service to save you time and effort compared to searching for 'Loan Interest Personal Loans' or 'Unsecured Loans Australia'. Instead, we provide you with clear, manageable repayment terms with our short-term loans, offering up to 180 days for repayment on a medium (MACC) loan.

How to Get Started

Applying for a Fundo loan is quick and easy. To qualify, you need to meet a few simple eligibility criteria:

🗓️ Be over 18 years of age
🏠 Currently living in Australia
💵 Making a minimum verified income of $1,000 per fortnight (including government benefits)
✅ Demonstrating your ability to make repayments without financial strain

You can boost your chances of approval by maintaining a good Fundo Customer Score, which rewards responsible financial behaviour. Paying back loans on time, referring friends, or engaging with us can positively impact your score.

Ready to take control of your finances and stop your search for 'personal loans aus'? Click Apply Now and fill out the simple online form. You'll need to provide details such as your desired loan amount and personal information. For returning customers, applying takes just three clicks! If approved and you apply during business hours, you could see the funds in your account by the end of the day.

Don't hesitate—take the first step towards easy financial solutions with Fundo today!

Apply in minutes

Complete
your application
in minutes²

Loan decisions
made fast, as quick
as the day you apply

Funds in as little as 60
secs from contract
acceptance³

Over $400 million
in loans already
funded

Apply Now

Safe and Secure. Apply in minutes

See what our customers say

Kim S

Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.

Ellie P

Very easy to apply and money was transferred within the hour.

Rachel C

Their website is very user friendly, application process is straightforward and re-apply is very quick.

Robert D

Application took 5 minutes max. Being a repeat customer makes it super simple.

Chloe Grice

Easiest, cleanest, simplest app or platform I’ve found.

Terrie Coggins

Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful

Apply Now

Safe and Secure. Apply in minutes

Fundo loan example⁴

Borrow between
$500 to $5,000

Flexible
payment terms

Funds in as little as 60 secs from contract acceptance

Small loan

Loan amount from $500 to $2,000
Minimum 4 weeks to maximum 9 months
20% establishment fee and a flat
4% monthly fee. Fees are based on loan principal advanced.

Example

RepaymentsWeekly

Term20 weeks

Loan Amount$1,000

Establishment fee$200

Total monthly fee
(over 20 weeks)$200

Total repayable$1,400

Weekly repayment$70.00

Medium loan

Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 9 months
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66% p.a.)⁵

Example

RepaymentsFortnightly

Term6 months

Loan Amount$2,500

Establishment fee$400

Total interest
(over 6 months)$389

Total repayable$3,289

Fortnightly repayment$253.09

Apply Now

Safe and Secure. Apply in minutes

Important Information

¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.

²Typical application time may vary depending on your device, information on hand and typing speed.

³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.

⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.

⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.

⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Bank logos and trade marks are property of their respective owners and are used for identification purposes only.

The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.

Need more help?

FAQ

Chat

Call

We typically respond within 2 min or sooner.

Personal Loans Aus

Personal Loans Aus

Discover Personal Loans Aus with Fundo

Why Choose Fundo for Your Personal Loan Needs?

How to Get Started

Apply in minutes

See what our customers say

Fundo loan example4

Small loan

Medium loan

Personal loan

Important Information

Need more help?

Fundo loan example⁴