Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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Are you in need of personal loans for new credit? At Fundo, we understand that life can throw unexpected expenses your way. Whether it’s an urgent bill, repairing a vehicle, or any other pressing financial need, having quick access to funds is essential. You shouldn't have to waste time navigating complicated lending processes. We provide a straightforward solution with our short-term loans designed to meet your immediate needs.
If you're searching for personal loans to help create a brighter financial future, Fundo has options tailored for you. Our online loans can be used for various purposes, offering flexibility to choose how you want to utilise your funds. Just remember, we can't facilitate loans aimed at debt consolidation or existing debt payments.
Our loans come in useful for:
When exploring personal loans for new credit, it’s good to know you have choices. With minimal eligibility requirements, Fundo welcomes those who:
- 🎂 Are over 18 years of age - 🇦🇺 Currently reside in Australia - 💵 Have a verified income of at least $1,000 per fortnight (including government benefits) - 📈 Can demonstrate ability to repay without a negative impact on your financesReady to apply? The Fundo application process is straightforward. Just fill out our online form with your personal and financial information, and if you apply within business hours, you could see funds in your account on the same day! And as you make timely payments, you can boost your Fundo Customer Score, improving your chances for just the right loan in the future.
Searching for terms like instant loan or pay advance? Don’t look any further! Apply for a Fundo loan today, and get the funds you need to take a step forward towards financial stability.




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.