Personal Loans For New Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Are you in need of personal loans for new credit? At Fundo, we understand that life can throw unexpected expenses your way. Whether it’s an urgent bill, repairing a vehicle, or any other pressing financial need, having quick access to funds is essential. You shouldn't have to waste time navigating complicated lending processes. We provide a straightforward solution with our short-term loans designed to meet your immediate needs.
If you're searching for personal loans to help create a brighter financial future, Fundo has options tailored for you. Our online loans can be used for various purposes, offering flexibility to choose how you want to utilise your funds. Just remember, we can't facilitate loans aimed at debt consolidation or existing debt payments.
Our loans come in useful for:
When exploring personal loans for new credit, it’s good to know you have choices. With minimal eligibility requirements, Fundo welcomes those who:
- 🎂 Are over 18 years of age - 🇦🇺 Currently reside in Australia - 💵 Have a verified income of at least $1,000 per fortnight (including government benefits) - 📈 Can demonstrate ability to repay without a negative impact on your financesReady to apply? The Fundo application process is straightforward. Just fill out our online form with your personal and financial information, and if you apply within business hours, you could see funds in your account on the same day! And as you make timely payments, you can boost your Fundo Score, improving your chances for just the right loan in the future.
Searching for terms like instant loan or pay advance? Don’t look any further! Apply for a Fundo loan today, and get the funds you need to take a step forward towards financial stability.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
