Personal Loans For Renovation
Same day funds up to $5,000
Same day funds up to $5,000
Finding the right financial assistance, especially when it comes to renovations, can often feel challenging. Many turn to the internet searching for personal loans for renovation or to discover the best home improvement loans. Traditional lenders, like banks and credit unions, may not always offer the speed you need for those urgent renovation projects. That’s where Fundo steps in. As an online lender, we specialise in providing short-term loans to help Australians tackle their renovation goals, even if they have less-than-perfect credit scores. Our aim is to streamline your borrowing experience, making it intuitive and hassle-free, so you can access the funds you need without unnecessary delays.
When it comes to personal loans for renovation, Fundo is here to assist. Our flexible repayment terms allow you to create a plan that suits your needs, with loan terms of up to 180 days for a medium loan. Want to pay off your loan ahead of schedule? That’s absolutely fine—early repayment can even boost your chances of approval for future loans with us. Whether you're considering a complete kitchen makeover or making essential repairs, Fundo's hassle-free loans can help you bring your ideas to life.
If you’re still navigating through your options for personal loans for renovation, here’s why choosing Fundo is a smart decision. To qualify for one of our loans, you simply need to be over 18 years old, currently living in Australia, and have a verified income of at least $1,000 per fortnight (which can include government benefits). Additionally, it’s crucial to demonstrate that taking on a Fundo loan won’t stretch your finances too thin. If you meet these straightforward criteria, you're ready to apply for your loan on our user-friendly website. Should you have a previous borrowing history with us, accessing funds is just a few clicks away.
Submit your application during business hours, and who knows? You could receive your funds the same day, as soon as your contract is accepted. Don’t forget to boost your chance of approval with your Fundo Score. A higher Fundo Score not only increases your likelihood of getting approved but opens the door to exclusive offers, giving you more flexibility for future loans. By paying on time and sharing our platform with friends, you can elevate your score and enhance your overall experience with Fundo. So stop the search for personal loans for renovation and take the first step towards your dream project by applying for a Fundo loan today!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.