Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
Finding the right financial assistance, especially when it comes to renovations, can often feel challenging. Many turn to the internet searching for personal loans for renovation or to discover the best home improvement loans. Traditional lenders, like banks and credit unions, may not always offer the speed you need for those urgent renovation projects. That’s where Fundo steps in. As an online lender, we specialise in providing short-term loans to help Australians tackle their renovation goals, even if they have less-than-perfect credit scores. Our aim is to streamline your borrowing experience, making it intuitive and hassle-free, so you can access the funds you need without unnecessary delays.
When it comes to personal loans for renovation, Fundo is here to assist. Our flexible repayment terms allow you to create a plan that suits your needs, with loan terms of up to 180 days for a medium loan. Want to pay off your loan ahead of schedule? That’s absolutely fine—early repayment can even boost your chances of approval for future loans with us. Whether you're considering a complete kitchen makeover or making essential repairs, Fundo's hassle-free loans can help you bring your ideas to life.
If you’re still navigating through your options for personal loans for renovation, here’s why choosing Fundo is a smart decision. To qualify for one of our loans, you simply need to be over 18 years old, currently living in Australia, and have a verified income of at least $1,000 per fortnight (which can include government benefits). Additionally, it’s crucial to demonstrate that taking on a Fundo loan won’t stretch your finances too thin. If you meet these straightforward criteria, you're ready to apply for your loan on our user-friendly website. Should you have a previous borrowing history with us, accessing funds is just a few clicks away.
Submit your application during business hours, and who knows? You could receive your funds the same day, as soon as your contract is accepted. Don’t forget to boost your chance of approval with your Fundo Customer Score. A higher Fundo Customer Score not only increases your likelihood of getting approved but opens the door to exclusive offers, giving you more flexibility for future loans. By paying on time and sharing our platform with friends, you can elevate your score and enhance your overall experience with Fundo. So stop the search for personal loans for renovation and take the first step towards your dream project by applying for a Fundo loan today!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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