Personal Loans For Students With No Income
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Looking for Personal Loans for Students with No Income?
If you’re a student facing unexpected expenses, you might be searching for personal loans to help cover costs. While many lenders require proof of income, Fundo offers small 500 payday loans with no credit check starting from $500 and works with you to find solutions that meet your financial needs. While having a regular income is part of our eligibility criteria, Fundo understands that financial challenges can arise unexpectedly, and we strive to provide fast and flexible loan options.
At Fundo, we know that being a student often comes with unique financial challenges, such as managing tuition fees, textbooks, or unexpected living expenses. That’s why we’ve designed our loan process to be quick, simple, and straightforward. Our online application process ensures that you can apply for a loan anytime, anywhere, and receive fast approval. Even if you don’t meet every traditional loan requirement, Fundo aims to help you manage your financial needs with quick cash loans.
Fundo’s loans are designed to provide short-term financial relief, whether you’re dealing with a sudden cost or need a little extra support. While income is a key factor, we also consider your overall financial situation when reviewing loan applications. For students who need fast access to cash, Fundo offers a reliable and quick solution. You can learn more about our loan options to find out how we can help support your financial needs.
Student Loan FAQs
Can I get a loan from Fundo if I’m a student with no income?
While having a regular income is one of Fundo’s key eligibility criteria, we understand that students may face financial challenges that require extra support. If you don’t currently have an income, Fundo focuses on your broader financial situation and other sources of income, including government benefits. You can find more details on our eligibility requirements and apply online to see how we can assist you.
What can I use a personal loan from Fundo for as a student?
Fundo’s loans are designed to help you cover a wide range of short-term financial needs. Whether you need money for textbooks, living expenses, medical bills, or unexpected costs, our loans - starting from $500 - offer the flexibility to manage immediate financial challenges. Fundo provides quick financial relief so you can focus on your studies without worrying about urgent expenses.
How quickly can I get approved for a loan from Fundo?
Fundo’s online application is fast and simple to complete. Once you submit your application, we review it quickly, and in many cases, you can receive approval on the same day. Once approved, the funds are transferred directly to your bank account, often within hours, depending on your bank’s processing times. This ensures that you can access the funds you need without long delays.
Do I need to meet specific credit requirements to apply for a loan from Fundo?
No, Fundo doesn’t require perfect credit to apply for a loan. While we may perform a credit check as part of our responsible lending practices, we focus on your current financial situation, including your income and ability to repay the loan. Even if your credit score isn’t ideal, you may still qualify for a loan from Fundo if you meet our other eligibility criteria, such as demonstrating regular income or receiving government benefits.
What happens if I can’t repay the loan on time?
If you’re unable to make a repayment on time, it’s important to contact Fundo as soon as possible. We offer flexible repayment options and are happy to work with you to adjust your payment schedule if needed. Communicating early helps avoid added financial pressure and ensures that you can manage your loan responsibly. Fundo is here to help you stay on track with your repayments.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
