Personal Loans No Credit Impact
Same day funds up to $5,000
Same day funds up to $5,000
Need cash quickly but worried about your credit history? You're not alone! Getting quick funding can feel like an uphill battle, especially when traditional lenders focus heavily on credit scores. If you've been looking for personal loans with no credit impact, look no further than Fundo. We're here to offer a straightforward pathway to access short-term loans without drowning in red tape. At Fundo, we simplify the application process, ensuring you understand everything without the confusing jargon.
Fundo stands out as a lending option that values your time and financial journey. We understand that sometimes, flexibility is key. Once you apply, you might see funds hitting your account within 60 seconds from contract acceptance! That’s right, a quick and simple solution for your financial needs.
As you explore options for personal loans with no credit impact, you may encounter various loan types with different terms. That’s where we come in—deciding which loan best suits your needs is simple with Fundo. Whether you're looking for emergency loans or tailored financing solutions for specific projects like home renovations, we've got you covered. And remember, with Fundo, you’ll have the chance to pay off your loan early to avoid any unnecessary fees!
We don’t just offer loans; we empower you to manage them effectively. Use our self-service dashboard during your loan period to:
Worried about meeting eligibility? Fundo keeps it straightforward: be over 18 years of age, reside in Australia, and provide verified income of at least $1,000 per fortnight. You'll have peace of mind knowing you’re being assessed on your current ability to repay, not just past credit behaviours. The process is swift—you can complete your application with key personal and financial details and, if all goes well during business hours, see the funds released the same day!
Stop searching for instant cash loans or other temporary financial solutions. Fundo is your go-to partner for short-term funding that considers your unique situation. Plus, enhance your future loan opportunities with our Fundo Score system—improve your borrowing potential by demonstrating good repayment habits or referring friends.
Why wait? Take charge of your finances today! Apply for a personal loan with no credit impact at Fundo and unlock fast cash when you need it the most.
Safe
and Secure. 3 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 3 min
application²
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Safe
and Secure. 3 min
application²
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
