Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
Are you in need of personal loans on the spot? Whether it's an unexpected expense or a last-minute bill, we know that fast and reliable funding can make all the difference. At Fundo, we are here to provide quick access to cash, helping you bridge that financial gap without the hassle.
When you're looking for short-term loans, you don't want to be bogged down by complicated paperwork and long waiting periods. That's why we’ve designed Fundo to streamline the loan process, making it easier than ever to access the funds you need.
To ensure you choose the best repayment plan, we take the time to analyse the options for personal loans on the spot. Whether you're considering our home renovation loans or our emergency loans, Fundo is committed to making responsible lending a priority.
Getting your personal loan with Fundo is simple! Just meet the requirements, including:
Once you’ve checked your eligibility, fill out our easy online application. After submission, if approved, you could see the funds in your account within 60 seconds from contract acceptance!
Curious about your eligibility? Check your Fundo Customer Score—a system designed to reward good financial behaviour. Enhance your score by making timely repayments and recommending friends. A good score not only opens up better borrowing options for you at Fundo, but it also supports your financial health!
Stop your search for last minute loans today! Apply for personal loans on the spot with Fundo, your friendly lending partner that prioritises quick and transparent service. Let’s get started!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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