Personal Loans With Bad Credit Score
Same day funds up to $5,000
Same day funds up to $5,000
If you're exploring options for personal loans with bad credit score, you might be feeling a bit overwhelmed. Unlike traditional banks that can take ages and often deny applications, Fundo is here to offer you a fast and easy alternative. We’re an Australian lender dedicated to providing short-term cash loans to individuals who may not have perfect credit scores but still need financial help. Our process is straightforward, and we're committed to making it as hassle-free as possible.
At Fundo, we understand that seeking personal loans with bad credit score can feel daunting. We strive to simplify the process. Just fill out our online application, letting us know about your verified income and how much you wish to borrow. We want to work with you to find a solution that meets your needs.
We're committed to responsible lending. At Fundo, we understand the importance of ensuring our borrowers don't suffer financial strain. That’s why we don’t charge early repayment penalties. You can pay off your loan sooner without worrying about additional fees. We believe this not only helps improve your financial health but also enhances your chances of future approvals with us.
Still need assistance with unexpected costs? Whether it's an unplanned bill or a pressing expense, Fundo can help. We're here for those looking for emergency loans or funding for other one-off needs. Just remember, with applications open for those currently residing in Australia, aged 18 and above, meeting the income criteria of at least $1,000 per fortnight, we’re ready to support you.
If you're still searching for reliable personal loans with bad credit score, look no further! Apply today for a loan with Fundo. With just a few clicks, you can take control of your finances. Plus, you can easily track your Fundo Score along the way, enhancing your borrowing experience. So why wait? Get started now!
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.