Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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If you're exploring options for personal loans with bad credit score, you might be feeling a bit overwhelmed. Unlike traditional banks that can take ages and often deny applications, Fundo is here to offer you a fast and easy alternative. We’re an Australian lender dedicated to providing short-term cash loans to individuals who may not have perfect credit scores but still need financial help. Our process is straightforward, and we're committed to making it as hassle-free as possible.
At Fundo, we understand that seeking personal loans with bad credit score can feel daunting. We strive to simplify the process. Just fill out our online application, letting us know about your verified income and how much you wish to borrow. We want to work with you to find a solution that meets your needs.
We're committed to responsible lending. At Fundo, we understand the importance of ensuring our borrowers don't suffer financial strain. That’s why we don’t charge early repayment penalties. You can pay off your loan sooner without worrying about additional fees. We believe this not only helps improve your financial health but also enhances your chances of future approvals with us.
Still need assistance with unexpected costs? Whether it's an unplanned bill or a pressing expense, Fundo can help. We're here for those looking for emergency loans or funding for other one-off needs. Just remember, with applications open for those currently residing in Australia, aged 18 and above, meeting the income criteria of at least $1,000 per fortnight, we’re ready to support you.
If you're still searching for reliable personal loans with bad credit score, look no further! Apply today for a loan with Fundo. With just a few clicks, you can take control of your finances. Plus, you can easily track your Fundo Customer Score along the way, enhancing your borrowing experience. So why wait? Get started now!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.