Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
At Fundo, we understand that life’s unexpected expenses can catch you off guard. When searching for unsecured personal loans for bad credit, you may find yourself in need of funds quickly without the burden of complicated terms. Our streamlined approach ensures that you can access funds easily, regardless of your credit history.
Opting for Fundo means selecting a lender that prioritises your unique financial situation. Here’s what we offer:
If you’re exploring unsecured personal loans for bad credit, Fundo is committed to helping you find the right solution. Our loan products come with clear terms, and we ensure we're aligned with your borrowing capabilities. Whether it's a home renovation loan or a one-off emergency loan, we have the right product for your needs.
Your Fundo Customer Score plays a crucial role in the approval process! This score can improve based on responsible actions like making timely repayments and referring friends. A higher score can unlock better loan offers for you. Discover more about how your Fundo Customer Score can benefit you!
To qualify for a loan with Fundo, you need to meet the following criteria:
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Stop searching for fast loans online or feeling stuck with traditional lenders. With Fundo, applying for an unsecured personal loan for bad credit is simple and efficient. If you’re ready to experience hassle-free borrowing, click below to get started! We're here to support you every step of the way.




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.