Unsecured Personal Loans For Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
At Fundo, we understand that life’s unexpected expenses can catch you off guard. When searching for unsecured personal loans for bad credit, you may find yourself in need of funds quickly without the burden of complicated terms. Our streamlined approach ensures that you can access funds easily, regardless of your credit history.
Opting for Fundo means selecting a lender that prioritises your unique financial situation. Here’s what we offer:
If you’re exploring unsecured personal loans for bad credit, Fundo is committed to helping you find the right solution. Our loan products come with clear terms, and we ensure we're aligned with your borrowing capabilities. Whether it's a home renovation loan or a one-off emergency loan, we have the right product for your needs.
Your Fundo Score plays a crucial role in the approval process! This score can improve based on responsible actions like making timely repayments and referring friends. A higher score can unlock better loan offers for you. Discover more about how your Fundo Score can benefit you!
To qualify for a loan with Fundo, you need to meet the following criteria:
Please note, while no credit check loans are available, a credit check may be conducted to ensure we can provide the best option tailored to your financial situation.
Stop searching for fast loans online or feeling stuck with traditional lenders. With Fundo, applying for an unsecured personal loan for bad credit is simple and efficient. If you’re ready to experience hassle-free borrowing, click below to get started! We're here to support you every step of the way.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
