Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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If you find yourself in need of quick cash for an unexpected expense, you may be exploring options for poor credit personal loans. Traditional lenders often set high standards and demand an avalanche of paperwork, making it tough for many to get the funds they need. Luckily, Fundo is here to provide you with an alternative financing solution that prioritises your needs.
It’s time to stop searching for poor credit personal loans and embrace the solutions Fondo offers. We provide a range of flexible funding options designed to meet your financial needs effectively. Whether you're looking for a loan of up to $10,000, our repayment terms can be tailored to suit your budget and timeline, with options to repay within up to 180 days.
While we don't offer debt consolidation loans, our focus is to help you with short-term financial challenges effectively. Regardless of the loan type you choose, managing it is straightforward through your personal account, where you'll find all your loan details easily accessible.
To be eligible for a Fundo loan, you should:
Applying for a loan is simple! Fill out our online application form, specifying your desired loan amount, personal details, and contact information. If everything aligns, you could receive a decision and potentially access your funds within 60 seconds after acceptance of your contract. Plus, if you're a returning customer, reapplying takes just three clicks—making financing even more accessible!
Your Fundo Customer Score plays a role in your eligibility. You can enhance this score by timely repayments and referring friends to Fundo. Ready to take control of your finances with Fundo’s poor credit personal loans? Apply today and experience borrowing made easy!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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