Poor Credit Personal Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
If you find yourself in need of quick cash for an unexpected expense, you may be exploring options for poor credit personal loans. Traditional lenders often set high standards and demand an avalanche of paperwork, making it tough for many to get the funds they need. Luckily, Fundo is here to provide you with an alternative financing solution that prioritises your needs.
It’s time to stop searching for poor credit personal loans and embrace the solutions Fondo offers. We provide a range of flexible funding options designed to meet your financial needs effectively. Whether you're looking for a loan of up to $5,000, our repayment terms can be tailored to suit your budget and timeline, with options to repay within up to 180 days.
While we don't offer debt consolidation loans, our focus is to help you with short-term financial challenges effectively. Regardless of the loan type you choose, managing it is straightforward through your personal account, where you'll find all your loan details easily accessible.
To be eligible for a Fundo loan, you should:
Applying for a loan is simple! Fill out our online application form, specifying your desired loan amount, personal details, and contact information. If everything aligns, you could receive a decision and potentially access your funds within 60 seconds after acceptance of your contract. Plus, if you're a returning customer, reapplying takes just three clicks—making financing even more accessible!
Your Fundo Score plays a role in your eligibility. You can enhance this score by timely repayments and referring friends to Fundo. Ready to take control of your finances with Fundo’s poor credit personal loans? Apply today and experience borrowing made easy!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
