Quick Bad Credit Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
If you find yourself in a challenging financial situation and require quick bad credit loans, look no further than Fundo. Traditional lenders often come with stringent requirements and extensive paperwork—which can make getting the funding you need feel overwhelming. That’s why many Australians are opting for faster, more flexible alternatives. Fundo offers short-term loans tailored for those who may have a less-than-perfect credit history. With our streamlined process, you can navigate through the application without unnecessary red tape.
With Fundo, securing a small loan with a manageable repayment plan is easier than ever. You can complete your repayment term in just up to 180 days for a MACC loan, allowing you to stay on top of your finances. Each borrower has the flexibility to use their funds on urgent needs—whether it’s for emergency repairs or unexpected expenses.
By repaying your loan early, you'll not only avoid monthly account fees but may also enhance your chances for better terms on future loans with Fundo. Plus, our self-service dashboard offers real-time updates about your loan status and personalised tips to enhance your financial well-being.
Getting started is simple! To qualify for a Fundo loan, just meet the basic requirements including being at least 18 years old and having a verified income of at least $1,000 per fortnight—this includes government benefits. Our Fundo Score can also help you evaluate your eligibility and improve your borrowing opportunities.
Ready to take the next step? Click 'Apply Now' on our homepage to begin your application. Fill out your details and loan amount, and if you’re a returning customer, you can breeze through the process in just three clicks! You might receive approval notifications and have your funds ready for use on the same day if your application is submitted within business hours. There's no need to keep searching for options—Fundo is your go-to for quick bad credit loans. Apply today!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
