Quick Bad Credit Loans Australia
Same day funds up to $5,000
Same day funds up to $5,000
If you're in need of swift funding, you're likely searching for quick bad credit loans in Australia. Whether it's an unexpected bill, urgent home repairs, or temporary cash flow issues, we understand that life can throw financial surprises your way. That's where Fundo comes in, offering a hassle-free way to access the funds you need without the lengthy processes typically associated with traditional loans.
At Fundo, our focus is on making finance simple and accessible. Here’s what you can expect when you choose us for your quick bad credit loans:
When you search for quick bad credit loans in Australia, you might come across various loan types. At Fundo, we offer small loans that range from $500 to $2,000, perfect for addressing short-term needs. This includes options like emergency loans and home renovation loans. Our loans are designed to provide you with quick relief without complicating your life further.
At Fundo, we also believe in rewarding positive financial behaviours. Your performance as a borrower can enhance your Fundo Score, making you eligible for better loan options and faster processing times in the future. It's simple: make repayments on time and refer friends to see your score grow!
Before applying for a quick bad credit loan, ensure you meet our eligibility criteria for a smooth experience:
If you’re ready to apply for a quick bad credit loan, there’s no need to look elsewhere. Whether your needs align with what we've discussed or you're seeking something unique, Fundo is here to assist you. Enjoy a fast, reliable loan process that prioritises your time and comfort. Don't let urgent expenses linger—apply today!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.