Quick Cash Loan Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Searching for a quick cash loan bad credit can often feel overwhelming, especially if previous attempts to secure funding have left you frustrated. At Fundo, we understand the pressure of needing quick financial assistance—especially when time is of the essence. That's why we are committed to offering easy access to short-term loans for everyday Aussies, regardless of their credit history. With clear communication and speedy outcomes, we aim to provide a stress-free borrowing experience. Our Australian-owned company promises no hidden fees or surprises, ensuring you have peace of mind as you take control of your finances. If you're looking for financial support, applying for short-term loans with Fundo is a straightforward way to get the cash you need. You can complete our application online and select a repayment period that works for you. Whenever you need funds, think of Fundo as your reliable partner.
Finding a quick cash loan bad credit option that fits your needs is easy with Fundo. We offer simple applications and quick approvals, with terms ranging up to 180 days for a MACC loan to repay. Our loans can be used in various ways, such as emergency loans for unexpected expenses or home renovation loans for essential repairs that can't wait. While we don’t provide debt consolidation loans, focusing on one-time expenses can make managing your finances simpler. By repaying your loan on time, you can potentially avoid any extra fees and build a positive track record that could help with future borrowing needs. Our self-service dashboard keeps your payment schedule and financial wellness tips within reach, offering investment in your financial management success.
If you're on the hunt for funding options and have been typing phrases like 'Money Loans Australia' and 'What Payday Loans', look no further—Fundo has you covered. Our eligibility criteria are straightforward, making it easy to access funds without needing to search endlessly for no credit check loans or online loans. To qualify for a loan, you must be over 18, reside in Australia, and demonstrate a verified income of at least $1,000 per fortnight (which includes government benefits). It’s essential to show that you can comfortably repay your loan without financial strain.
Ready to get started? Simply fill out our online application form with some basic details about yourself and the loan you're seeking. If you apply within business hours and all goes smoothly, you may qualify for same-day funding—meaning cash could hit your account within 60 seconds from contract acceptance! Returning customers can access new loans with just three clicks, making the process even easier. Not sure if you qualify? Check your Fundo Score to see where you stand. A higher Fundo Score increases your chances of approval. There are various ways to improve this score, such as referring friends, paying your loans back promptly, and leaving feedback. Start your loan application now and take the first step towards financial freedom! 🚀💰💳✨
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
