Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
At times, it can be difficult to apply for a quick easy loan online if you’re self-employed. However, we at Fundo are more than happy to work with individuals who have different employment situations. Not only do we provide a seamless and convenient borrowing process, but we also have a heart for all hardworking Australians. 

Self-employed, a seasonal employee, or on a pension? That’s no problem for us. So long as you’re earning at least $1,000 per fortnight, including government benefits, you’re welcome to apply for small loan or medium loan options. 

Here, you’re not just a customer; you’re a valuable member of the Fundo family, and we are dedicated to assisting you. Our quick easy loan process is streamlined and user-friendly, reflecting our commitment to technological accessibility. As one of the leading Australian-owned private lending institutions, we always aim to stand out from the traditional.

Obtaining and satisfactorily repaying a quick easy loan can give your credit score a friendly nudge upward. That’s because the Comprehensive Credit Reporting (CCR) system recognises positive credit behaviour. As such, you can adhere to your lender’s repayment schedule, make punctual deposits, and display other positive credit behaviours to improve your credit status. 

But a word of caution – taking out a number of easy fast loans in a short time frame can do the opposite and leave a dent in your credit status.

Now, here’s where Fundo brings an added bonus. We have our own exclusive system where every review on our platform, every friend you refer to us, and every Fundo loan you repay on time (or even ahead of time) can build your Fundo Credit Score. The more favourable your Fundo Credit Score, the better your chances of getting approved for another cash loan with us inthe future.

With us, it’s not simply about securing a loan. It’s about the simplicity, the convenience, and the supportive journey we share together.

Many quick easy loan options, particularly fast payday advance loans, often come with such prepayment penalties, tying repayments to strict schedules linked to your next pay receipt. However, we at Fundo have a different approach, designed with your best interests in mind. 

We don’t have prepayment penalties or early exit fees on our loans, as we promote responsible lending. In fact, we celebrate advance repayments, and they even contribute to a higher Fundo Credit Score.

We also understand that life is full of surprises, and you can often find yourself in a new situation. For this reason, we offer flexible repayments with rescheduling possibilities. You’re always encouraged to communicate with us, and with just a two-day notice of any changes to your repayment schedule, we can explore alternative payment options that suit your specific circumstances.

So whether you’re looking to borrow a substantial amount or just need quick access to funds, remember that Fundo can provide you with the leeway or freedom you need when it comes to repayments. 

With all the options available online, checking out quick easy loan offers can be confusing. One quick search for ‘best quick loans Australia’ or ‘quickest personal loans’ will show you that different lenders have different eligibility and document requirements. 

However, we at Fundo are transparent with both our eligibility and loan terms, offering you a simple, no-fuss application process. Plus, you won’t even have to worry about submitting mounds of physical documents since everything’s done online.

To be able to make a quick easy loan request at Fundo, you must:

Ultimately, you can count on a quick easy loan procedure that only asks for essential information. We know how close you are to that week-long holiday, well-deserved car upgrade, or dream purchase. That’s why there’s no jargon, no confusing legal talk, and no complicated steps when you apply for a loan with us. 

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.