Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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AI Innovation
Award 2024
When you're facing unexpected expenses and have bad credit, finding a loan can seem like an uphill battle. You may have tried navigating traditional options associated with quick fast loans for bad credit only to be met with rejection or cumbersome processes. At Fundo, we believe that everyone deserves a chance, regardless of their credit history. Our mission is to simplify short-term loans for Australians, taking into account the unique circumstances of each applicant.
Fundo is an Australian-owned lender committed to offering quick fast loans for bad credit. We understand the urgency of your situation, which is why we prioritise a streamlined, jargon-free application process. With us, you can secure funding promptly, aiding you in covering those one-off critical expenses, without the hassle of lengthy approvals. Why wait weeks for a response when you can get a quick decision and fast funding? When you choose Fundo, you’re choosing speed, simplicity, and accessibility.
If you've been looking for options like quick fast loans for bad credit or quick easy online loans for bad credit, you're at the right place. We offer funding solutions designed to meet your needs without the usual hurdles. Whether you require funds for unexpected bills or urgent expenses, our emergency loans are here to help. Once approved, you can conveniently manage your repayments and track your loan within your personalized dashboard.
Your Fundo Customer Score plays a role in your loan access with us. It's based on your borrowing behaviour and can be improved through on-time repayments and constructive feedback. A higher Fundo Customer Score enhances your options for future borrowing!
To access our loans, you must be at least 18 years old, currently live in Australia, and have a stable income of at least $1,000 per fortnight (including government benefits). With this in mind, you don't need to search for 'fast payday loans' or 'online loans' — our application is ready for you right here on our website. Apply during business hours, and we may approve and disburse your funds the same day, with money hitting your account within 60 seconds from contract acceptance.
For repeat borrowers, the process gets even easier! With just a few clicks, you can submit your application swiftly. So, if you’ve been seeking solutions using terms like need money instantly or affordable home improvement loans, look no further than Fundo! Ready to secure a quick fast loan? Apply now!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.