Quick Loan Online
Same day funds up to $5,000
Same day funds up to $5,000
When you’re facing an unexpected expense and need money quickly, Fundo offers quick loans online that can help you get the cash you need without the long wait times associated with traditional lenders. Whether you need money for urgent car repairs, medical bills, or other unforeseen costs, Fundo’s simple and fast online loan application ensures that you can get approved and receive the funds as quickly as possible.
How do quick loans online work with Fundo?
Fundo’s quick loans online are designed to provide fast and convenient access to cash when you need it most. Here’s how the process works:
Why choose Fundo for a quick loan online?
Fundo’s quick loan service stands out from traditional lenders, offering a streamlined and flexible process designed to meet your urgent financial needs. Here are some of the key benefits:
What can I use a quick loan online for?
Fundo’s quick loans online are perfect for covering a range of urgent expenses, including:
For smaller and more immediate expenses, Fundo also offers instant small amount loans to help you manage sudden costs efficiently.
FAQs
How much can I borrow with a quick loan online?
You can borrow between $500 and $5,000, depending on your financial circumstances and the type of loan you choose. Small loans range from $500 to $2,000, while larger loans go up to $5,000.
Will my credit history affect my loan approval?
Fundo considers applicants with varying credit histories. We assess your overall financial situation and ability to repay the loan, not just your credit score. So even if you have a poor credit history, you can still apply for a loan with Fundo.
How quickly can I receive the funds?
If you apply during business hours and meet the eligibility criteria, you could receive approval the same day. Once approved, the funds are typically transferred to your bank account within 24 hours, depending on your bank’s processing times.
Do I need to provide a payslip to apply?
No, Fundo offers cash loans without a payslip. We accept other forms of income verification, such as bank statements or Centrelink benefits, when reviewing your application.
What are the eligibility criteria for a quick loan online?
To qualify for a loan with Fundo, you must be at least 18 years old, currently reside in Australia, and have a verified income of at least $1,000 per fortnight. This income can include Centrelink payments.
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.