Quick Loans For People With Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
The need for financial assistance can strike at any moment, often due to unexpected expenses or gaps in cash flow. If you're looking for quick loans for people with bad credit, you've come to the right place! Traditional options like banks and credit unions may leave you waiting, but Fundo is here to bridge that gap. As a friendly online lender in Australia, we specialise in offering short-term loans designed specifically for individuals with less-than-perfect credit scores. Our mission is to ensure that you can access the funds you need when you need them—fast and hassle-free.
At Fundo, we understand your needs and believe in providing clear, straightforward access to our loans with no hidden fees. No complicated jargon here! Our application process is designed for simplicity, allowing you to focus on what matters most—getting your finances back on track.
You might be searching for quick loans online for bad credit or quick easy same day loans for bad credit. Fundo makes it easier for you to obtain a small loan with realistic repayment terms—complete your repayments within up to 180 days for a MACC loan. Responsibly managing your repayments not only helps maintain your financial wellness but also enhances your chances of getting future loans approved.
Fundo offers a variety of short-term loans to meet your specific circumstances. Whether it’s an urgent repair, a surprise bill, or even a planned home improvement, we have flexible solutions for you:
If you're ready to take the first step, applying for a quick loan with Fundo is straightforward. With minimal requirements—just ensure you are over 18, currently residing in Australia, and making at least $1,000 income per fortnight (including government benefits)—you're likely to qualify for a loan that fits your needs.
Simply fill out our online application with your personal information, the loan amount you'd like, and your preferred repayment terms. If all goes smoothly, you might see the funds in your account the same day! Plus, by managing your repayments wisely, you'll also improve your Fundo Score, giving you a better chance of getting approved for future loans.
With Fundo, there's no need to continue searching for quick cash or fast money loans. We've got what you're looking for. Why wait? Start your application today and experience the ease and efficiency of borrowing with Fundo!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
