Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
The need for financial assistance can strike at any moment, often due to unexpected expenses or gaps in cash flow. If you're looking for quick loans for people with bad credit, you've come to the right place! Traditional options like banks and credit unions may leave you waiting, but Fundo is here to bridge that gap. As a friendly online lender in Australia, we specialise in offering short-term loans designed specifically for individuals with less-than-perfect credit scores. Our mission is to ensure that you can access the funds you need when you need them—fast and hassle-free.
At Fundo, we understand your needs and believe in providing clear, straightforward access to our loans with no hidden fees. No complicated jargon here! Our application process is designed for simplicity, allowing you to focus on what matters most—getting your finances back on track.
You might be searching for quick loans online for bad credit or quick easy same day loans for bad credit. Fundo makes it easier for you to obtain a small loan with realistic repayment terms—complete your repayments within up to 180 days for a MACC loan. Responsibly managing your repayments not only helps maintain your financial wellness but also enhances your chances of getting future loans approved.
Fundo offers a variety of short-term loans to meet your specific circumstances. Whether it’s an urgent repair, a surprise bill, or even a planned home improvement, we have flexible solutions for you:
If you're ready to take the first step, applying for a quick loan with Fundo is straightforward. With minimal requirements—just ensure you are over 18, currently residing in Australia, and making at least $1,000 income per fortnight (including government benefits)—you're likely to qualify for a loan that fits your needs.
Simply fill out our online application with your personal information, the loan amount you'd like, and your preferred repayment terms. If all goes smoothly, you might see the funds in your account the same day! Plus, by managing your repayments wisely, you'll also improve your Fundo Customer Score, giving you a better chance of getting approved for future loans.
With Fundo, there's no need to continue searching for quick cash or fast money loans. We've got what you're looking for. Why wait? Start your application today and experience the ease and efficiency of borrowing with Fundo!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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