Quick Loans Online No Credit Check
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Finding yourself in need of fast cash but worried about your credit history? Fundo offers a solution with our quick loans online, no credit check required. We understand that everyone’s financial situation is unique, and past credit issues shouldn’t prevent you from getting the financial help you need. Whether you’re facing unexpected car repairs, medical expenses, or urgent bills, Fundo provides flexible loans with an easy online application and no credit check, helping you get the funds you need without the hassle.
How do no credit check loans work with Fundo?
Fundo’s quick loans online with no credit check are designed to offer a fast and convenient option for individuals who need immediate access to cash but don’t want their credit score to impact their loan approval. Here’s how it works:
Fundo’s no credit check loans provide a fast and flexible option for individuals who need cash quickly without the stress of a credit check. For more urgent situations, Fundo also offers 1-hour emergency loans for faster access to funds when time is critical.
What can I use a no credit check loan for?
Fundo’s quick loans online, without a credit check, are ideal for covering a variety of urgent financial needs, such as:
For smaller, more immediate expenses, Fundo also offers instant small amount loans, which provide fast access to cash without a lengthy approval process.
FAQs
How much can I borrow with a no credit check loan?
With Fundo, you can borrow between $500 and $5,000, depending on your current financial situation. Small loans range from $500 to $2,000, while medium loans range from $2,001 to $5,000.
Will Fundo run a credit check as part of the approval process?
No, Fundo offers loans without running a formal credit check. We focus on your verified income and expenses to ensure you can comfortably repay the loan without the stress of a credit history review.
How quickly can I get approved for a no credit check loan?
If you apply during business hours and meet the eligibility criteria, you could be approved the same day. Once approved, the funds are typically transferred to your bank account within 24 hours, depending on your bank’s processing times.
Do I need a payslip to apply for a loan?
No, Fundo offers loans without a payslip. We accept other forms of income verification, such as bank statements or Centrelink benefits, when assessing your financial health.
What are the eligibility requirements for a no credit check loan?
To qualify for a loan with Fundo, you must be at least 18 years old, reside in Australia, and have a verified income of at least $1,000 per fortnight. This income can include Centrelink payments.
Can I repay my loan early?
Yes, Fundo allows early repayment without penalties. Paying off your loan early can help you save on interest and improve your Fundo Score.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
