Quick Online Loan
Same day funds up to $5,000
Same day funds up to $5,000
Need a Quick Online Loan?
If you’re in need of quick access to cash and prefer the convenience of online applications, Fundo has you covered. Fundo offers small 200 loan instant approval in Australia starting from $500, designed to provide fast financial relief when you need it most. Our straightforward online application process ensures you can apply anytime, anywhere, without the hassle of traditional paperwork. Whether you’re dealing with an emergency expense, a sudden repair, or simply need extra funds, Fundo’s quick online loans help you get approved and receive your money fast.
Fundo understands that time is critical when managing unexpected financial challenges. That’s why we’ve streamlined our application process to be as fast and efficient as possible. Once you complete the application, our team works quickly to review it, often providing same-day approval. Once approved, the funds are transferred directly to your bank account, giving you immediate access to the cash you need.
In addition to fast approval, Fundo offers spot me loans to suit your financial situation. Whether it’s a short-term loan for a one-off emergency or a loan to cover ongoing costs, Fundo’s loan options provide the flexibility and speed needed to help you stay on top of your finances.
Quick Online Loan FAQs
How quickly can I get approved for a quick online loan from Fundo?
Fundo’s online application is designed for speed and convenience. Once you submit your application, we review it promptly, often providing approval on the same day. After approval, the funds are transferred directly to your bank account. Depending on your bank’s processing times, you could have access to the money within hours, allowing you to manage your urgent financial needs without waiting for long processing times.
What can I use a quick online loan from Fundo for?
Fundo’s loans can be used for a variety of short-term financial needs. Whether it’s covering an unexpected bill, managing an emergency repair, or handling a sudden personal expense, Fundo’s small loansstarting from $500offer the flexibility to manage immediate financial challenges. Our loans are designed to provide quick financial relief when you need it most, allowing you to handle your expenses with confidence.
What happens if I can’t make a repayment on time?
If you’re unable to make a repayment on time, it’s important to contact Fundo as soon as possible. We offer flexible repayment options and can work with you to adjust your payment schedule if necessary. By reaching out early, we can help you manage your loan without added financial stress, ensuring that your loan remains manageable even during challenging times.
Do I need a perfect credit score to apply for a quick loan from Fundo?
No, Fundo doesn’t require a perfect credit score to apply for a loan. While we may conduct a credit check as part of our responsible lending process, we focus on your current financial situation and your ability to repay the loan. This means that even if your credit score isn’t perfect, you may still qualify for a loan as long as you meet our other eligibility criteria, such as having a regular income and demonstrating the ability to repay the loan.
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.