Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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AI Innovation
Award 2024
If you find yourself in a tight spot and in desperate need of swift funding, same day loans for bad credit could be your saving grace! Traditional banks often have rigid requirements and mountains of paperwork, making it difficult for many to secure the financial assistance they need. Many people are on the lookout for alternatives, which is where Fundo comes into play. As a friendly lender, we specialise in offering short-term loans to Australians who require immediate financial support, even if their credit score isn't perfect.
Our seamless processes and flexible lending criteria set us apart from conventional lenders. Our commitment is to make your experience straightforward with:
At Fundo, we are dedicated to making the application process easy so you donât have to stand in lines or navigate troublesome document submissions. Our streamlined web application is designed to ensure that you can easily complete your application from the comfort of your home!
When searching for same day loans for bad credit, itâs essential to choose a reputable lender. At Fundo, we strive to offer responsible lending options. If you're planning to undergo home improvements, check out our home renovation loans. Need help with an urgent expense? Our emergency loans have got you covered! Please note, we donât provide loans for consolidating existing debts.
We value good financial habits, rewarding our customers for responsible behaviour. For instance, if you repay your loan early, you won't have to worry about hidden penalties or fees, allowing you to save on monthly account charges. Plus, you can stay on top of your repayments with our self-service dashboard, which is designed to simplify your experience. You can even access financial wellness advice!
Curious if you meet our eligibility criteria? At Fundo, we aim to keep things accessible. To qualify for a loan, you simply need to:
Ready to take the plunge? Visit our online platform, fill out the application form with your desired loan amount and your personal information, and youâre off to the races! If your application goes smoothly and you apply during business hours, you could see funds in your account today! Don't hesitate to reach out if you need assistance understanding our lending optionsâyour financial solution is just a click away.
If you're eager for a reputable lender, look no further. With Fundo, you can improve your chances of getting approved and enhance your Fundo Customer Score by maintaining timely repayments and sharing your experiences with friends. So why put it off? Start your journey with Fundo today!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform Iâve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
šCredit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
ÂłTransfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
â´Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
âľComparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
âśComparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.