Same Day Loans For Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Life can throw unexpected expenses your way, whether it's a sudden car repair or an urgent bill that can't wait. Searching for same day loans for bad credit can be frustrating, especially when most lenders seem out of reach. That's where Fundo steps in! As an approachable Australian lender, we are committed to providing short-term loans to help you get back on your feet.
We understand that everyone’s financial situation is different. Our loan offerings are tailored to meet your emergency needs without the long waits or excessive paperwork. If you need cash for an urgent need, our emergency loans may be the perfect fit. You can also explore options like home renovation loans for those unexpected repairs around the house.
Curious about how to increase your chances of loan approval? Familiarise yourself with your Fundo Score. Your Fundo Score can improve through positive actions, such as making on-time payments and referring friends. As your score rises, so does your eligibility for better loan offers. Plus, if you meet our eligibility criteria, which includes being over 18 years of age, earning a minimum of $1,000 per fortnight, and residing in Australia, your chances of securing a loan are even greater!
If you've been looking for same day loans for bad credit, look no further. At Fundo, we pride ourselves on quick decisions—often processing your application and transferring money on the same day if you apply during business hours. It's that easy, especially for our repeat borrowers who can submit new applications in just three clicks!
Stop searching for terms like 'pay day cash' or 'easy loans with no paperwork'. Submit your application for a short-term loan with Fundo today and let's make your financial journey faster and easier!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.