Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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Life can throw unexpected expenses your way, whether it's a sudden car repair or an urgent bill that can't wait. Searching for same day loans for bad credit can be frustrating, especially when most lenders seem out of reach. That's where Fundo steps in! As an approachable Australian lender, we are committed to providing short-term loans to help you get back on your feet.
We understand that everyone’s financial situation is different. Our loan offerings are tailored to meet your emergency needs without the long waits or excessive paperwork. If you need cash for an urgent need, our emergency loans may be the perfect fit. You can also explore options like home renovation loans for those unexpected repairs around the house.
Curious about how to increase your chances of loan approval? Familiarise yourself with your Fundo Customer Score. Your Fundo Customer Score can improve through positive actions, such as making on-time payments and referring friends. As your score rises, so does your eligibility for better loan offers. Plus, if you meet our eligibility criteria, which includes being over 18 years of age, earning a minimum of $1,000 per fortnight, and residing in Australia, your chances of securing a loan are even greater!
If you've been looking for same day loans for bad credit, look no further. At Fundo, we pride ourselves on quick decisions—often processing your application and transferring money on the same day if you apply during business hours. It's that easy, especially for our repeat borrowers who can submit new applications in just three clicks!
Stop searching for terms like 'pay day cash' or 'easy loans with no paperwork'. Submit your application for a short-term loan with Fundo today and let's make your financial journey faster and easier!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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