Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
Looking for same-day loans with a guarantor? A guarantor loan can help improve your chances of approval, especially if you have a lower credit score or irregular income. A guarantor acts as a backup, offering their own creditworthiness to support your loan application. While this can provide added security, not everyone has access to a guarantor. At Fundo, we offer small loans starting from $500 with a fast online application process and same-day approval, helping you access the funds you need quickly, whether you have a guarantor or not.
Fundo’s flexible loan process is designed to help a wide range of borrowers. Even if your credit score isn’t perfect, you can apply for a loan without needing a guarantor, as we focus on your overall financial situation. Our fast application process ensures that once you submit your application, it is reviewed promptly, and in many cases, same-day approval is granted. After approval, the funds are typically transferred to your account within hours, allowing you to manage your urgent financial needs without delays.
Whether you’re looking for a guarantor loan or applying on your own, Fundo provides flexible repayment options, ensuring that you can manage your loan on terms that suit your financial situation. Whether it’s for a medical bill, car repair, or unexpected personal expense, Fundo’s same-day loans offer a reliable financial solution.
Do I need a guarantor to apply for a loan with Fundo?
No, Fundo offers loans both with and without a guarantor. We assess your financial situation holistically to determine eligibility, even if you don’t have a guarantor.
How fast can I get approved for a loan with a guarantor?
Fundo’s online cash loan application process is fast and simple. Once submitted, approval is often granted the same day, and funds are typically transferred within hours after approval.
What can I use a same-day loan for?
You can use a same-day loan for a variety of financial needs, including medical bills, emergency expenses, or personal costs.
How flexible are Fundo’s repayment options for same-day loans?
Fundo offers flexible repayment plans that are customised to fit your financial situation, whether or not you have a guarantor.




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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