Same Day Loans With Guarantor
Same day funds up to $5,000
Same day funds up to $5,000
Looking for same-day loans with a guarantor? A guarantor loan can help improve your chances of approval, especially if you have a lower credit score or irregular income. A guarantor acts as a backup, offering their own creditworthiness to support your loan application. While this can provide added security, not everyone has access to a guarantor. At Fundo, we offer small loans starting from $500 with a fast online application process and same-day approval, helping you access the funds you need quickly, whether you have a guarantor or not.
Fundo’s flexible loan process is designed to help a wide range of borrowers. Even if your credit score isn’t perfect, you can apply for a loan without needing a guarantor, as we focus on your overall financial situation. Our fast application process ensures that once you submit your application, it is reviewed promptly, and in many cases, same-day approval is granted. After approval, the funds are typically transferred to your account within hours, allowing you to manage your urgent financial needs without delays.
Whether you’re looking for a guarantor loan or applying on your own, Fundo provides flexible repayment options, ensuring that you can manage your loan on terms that suit your financial situation. Whether it’s for a medical bill, car repair, or unexpected personal expense, Fundo’s same-day loans offer a reliable financial solution.
Do I need a guarantor to apply for a loan with Fundo?
No, Fundo offers loans both with and without a guarantor. We assess your financial situation holistically to determine eligibility, even if you don’t have a guarantor.
How fast can I get approved for a loan with a guarantor?
Fundo’s online cash loan application process is fast and simple. Once submitted, approval is often granted the same day, and funds are typically transferred within hours after approval.
What can I use a same-day loan for?
You can use a same-day loan for a variety of financial needs, including medical bills, emergency expenses, or personal costs.
How flexible are Fundo’s repayment options for same-day loans?
Fundo offers flexible repayment plans that are customised to fit your financial situation, whether or not you have a guarantor.
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.