Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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AI Innovation
Award 2024
When unexpected expenses arise, it’s perfectly normal to look for swift financial solutions. If you're in need of immediate assistance, you might be keen to explore options like same day payday loans direct lenders. Unfortunately, traditional lenders often complicate the process, with approvals that stretch for weeks or even months. Here at Fundo, we believe that access to funds shouldn’t be difficult, especially when it comes to short-term needs. As a friendly alternative lender, we simplify the borrowing experience for anyone currently living in Australia, allowing you to quickly obtain short-term loans with ease and transparency.
If you’ve been trying to find same day payday loans direct lenders or similar services, you’re in the right place with Fundo. Our loans come with adjustable repayment terms, which means you can repay your loan over a period of up to 180 days for a MACC loan. You even have the option to pay your loan off early—say goodbye to ongoing monthly fees!
Fundo offers a variety of loan types tailored to meet your specific needs:
Our team is eager to assist you in pinpointing the best funding solution for your situation. Whether it’s a sudden repair or a necessary project, we can help guide you through the options available!
Wondering if you qualify? We keep eligibility requirements straightforward:
Once you meet these criteria, simply submit your details, chosen loan amount, and contact information. If you apply during business hours, Fundo may approve and release your funds the same day—right into your account in less than 60 seconds from contract acceptance!
Managing your loan is easy with our user-friendly self-service dashboard, where you can track payments and gain tips for making smarter financial choices. Additionally, check your chances of approval with our interactive Fundo Customer Score. Factors like responsible borrowing and timely repayments can enhance your score, paving the way for quicker approvals.
With streamlined services and a commitment to customer satisfaction, it’s time to stop searching for instant cash loans or same day loans elsewhere. Tap into the benefits of borrowing with Fundo today and experience financial freedom!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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