Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
Life can throw unexpected financial challenges your way, and when those moments arise, secured bad credit loans in Australia may be what you need to get back on track. At Fundo, we understand that searching for a reliable lender can be tough, especially if you have a less-than-perfect credit history. But don’t worry; we’re here to help! With Fundo, you can explore options for secured bad credit loans that meet your needs.
With Fundo, acquiring a secured loan, even with bad credit, can be hassle-free. Once you submit your application, you only need to meet some basic requirements:
So, if you're looking for an easy and quick solution, start your application with Fundo today! Our home renovation loans are perfect for urgent repairs while our emergency loans cater to unexpected expenses.
Monitor your loan and manage your finances with ease using our self-service dashboard. It’s designed to keep all your loan-related information in one place for your convenience. Plus, checking your Fundo Customer Score can give you an idea of your eligibility for future loans. By showcasing good financial behaviour, you can improve your score and enhance your borrowing opportunities.
Say goodbye to endless searches for Personal Loans or quick cash loans. With Fundo, you have a trustworthy partner ready to assist with your secured bad credit loan needs in Australia. Apply now and take control of your financial future!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.