Secured Loans For Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Are you facing an unexpected expense like a medical bill or urgent car repair? Or perhaps you're considering upgrading your home with new flooring or a fresh coat of paint? No matter what your financial needs may be, secured loans for bad credit could be a great way to provide the funds you need. Unfortunately, traditional lenders often impose strict requirements and complex application processes, leaving many Australians searching for alternatives. That's where Fundo comes in! With Fundo, you can apply for affordable secured loans for bad credit easily from the comfort of your own home.
At Fundo, we appreciate the importance of swift and simple loan options, especially for those with less-than-perfect credit histories. Our technology-driven process allows us to deliver quick outcomes, often within days instead of weeks. Here’s what makes us stand out:
If you've been searching for secured loans for bad credit, you’ve found a reliable partner in Fundo. With various flexible repayment terms, you can choose to pay off your loan within up to 180 days, or even settle early to avoid any ongoing fees. We offer several loan types, including:
As you explore options for secured loans for bad credit, rest assured that whoever you choose, Fundo is here to help you navigate this journey and find the best financial solution tailored to your needs.
Improving your chances of loan approval is simple with the Fundo Score. Your Fundo Score reflects your commitment as a borrower and can be enhanced through timely repayments and positive feedback. This can lead to better loan terms and an expedited processing experience next time you apply. If you're taking the first step with us, you'll need to be at least 18 years old, currently living in Australia, and have a stable income of at least $1,000 per fortnight.
Ready to skip the endless searching for cash fast loans for bad credit and experience stress-free lending? We're excited to support your financial journey with Fundo. Contact us today to learn how we can grant you access to short-term secured loans that meet your needs!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
