Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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AI Innovation
Award 2024
Are you facing an unexpected expense like a medical bill or urgent car repair? Or perhaps you're considering upgrading your home with new flooring or a fresh coat of paint? No matter what your financial needs may be, secured loans for bad credit could be a great way to provide the funds you need. Unfortunately, traditional lenders often impose strict requirements and complex application processes, leaving many Australians searching for alternatives. That's where Fundo comes in! With Fundo, you can apply for affordable secured loans for bad credit easily from the comfort of your own home.
At Fundo, we appreciate the importance of swift and simple loan options, especially for those with less-than-perfect credit histories. Our technology-driven process allows us to deliver quick outcomes, often within days instead of weeks. Here’s what makes us stand out:
If you've been searching for secured loans for bad credit, you’ve found a reliable partner in Fundo. With various flexible repayment terms, you can choose to pay off your loan within up to 180 days, or even settle early to avoid any ongoing fees. We offer several loan types, including:
As you explore options for secured loans for bad credit, rest assured that whoever you choose, Fundo is here to help you navigate this journey and find the best financial solution tailored to your needs.
Improving your chances of loan approval is simple with the Fundo Customer Score. Your Fundo Customer Score reflects your commitment as a borrower and can be enhanced through timely repayments and positive feedback. This can lead to better loan terms and an expedited processing experience next time you apply. If you're taking the first step with us, you'll need to be at least 18 years old, currently living in Australia, and have a stable income of at least $1,000 per fortnight.
Ready to skip the endless searching for cash fast loans for bad credit and experience stress-free lending? We're excited to support your financial journey with Fundo. Contact us today to learn how we can grant you access to short-term secured loans that meet your needs!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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