Short Term Lenders For Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Many individuals encounter urgent financial needs, whether to tackle an unforeseen expense or to cover a short-term cash gap. This is where short term lenders for bad credit come into play. While traditional banks and credit unions may take time to process applications, alternative lenders like Fundo can provide swift assistance. We are an online lender dedicated to offering short-term loans tailored for Australians, including those who may not have the best credit profiles. We prioritise hassle-free access to funds, ensuring a smooth borrowing experience.
Fundo understands what it takes to provide exceptional service in times of need. Our loans are straightforward and affordable, designed with your convenience in mind. Here’s why choosing Fundo can make a difference for you:
If you’ve been exploring short term lenders for bad credit or searching for quick payday loans, you may have discovered various lending options available. At Fundo, we offer a range of small loans, enabling you to select the perfect fit for your financial requirements. You can apply for emergency loans and even purpose-specific loans that cater to your unique financial needs.
Our loans have durations designed for your convenience, with options that allow repayment over a period of up to 180 days. Should you feel financially comfortable, you also have the flexibility to pay off your loan early—another way we aim to make financing hassle-free.
To qualify for one of our loans, you need to meet some basic eligibility criteria:
If you meet these simple requirements, there’s no need to continue searching for options like online loans. Start your application with Fundo today! Input your details, contact information, and desired loan amount into our application form, and submit. You can receive same-day approval and quick funds access if you apply within business hours and meet the necessary criteria.
And don't forget about your Fundo Score! You can check your score to understand your approval chances. Engagement such as timely loan repayment and referring friends can help increase your score, enhancing your borrowing power for future needs.
So, if you’ve been on the hunt for short-term financing, why wait? Contact us at Fundo now and secure your loan today!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
