Short Term Lenders In Australia
Same day funds up to $5,000
Same day funds up to $5,000
Unexpected expenses can crop up at any moment, whether it's a medical bill, urgent car repair, or even the desire to enhance your living space with some home improvements. When you find yourself in need of funds quickly, considering a loan can be a smart and effective solution. Many Australians choose to explore options from short term lenders in Australia to help tackle these financial challenges. Luckily, with Fundo, you can apply for short-term loans effortlessly and from the comfort of your home.
We've streamlined our process to ensure quick outcomes, so you won't have to wait long to know if you're approved. Our modern, tech-driven approach makes lending accessible to a wide range of individuals, including those with varied credit backgrounds. Plus, you can expect transparency with all fees and charges involved, ensuring there are no surprises along the way.
Rather than scrolling through countless pages searching for short term lenders in Australia, you can find what you need right here. With Fundo, you can apply for funding and enjoy flexible repayment terms of up to 180 days. Repaying early or on time not only helps you avoid additional fees, but it also positions you for future loans with us.
Your needs matter, and Fundo is here to support you. Whether itβs an unexpected car repair or transforming your home with new renovations, Fundo has options for you. For instance, use our home renovation loans for projects like new flooring or energy-efficient upgrades. If the unexpected arises, our emergency loans can help you pay those urgent bills with ease.
Worried about eligibility? Weβve made it as straightforward as possible. With Fundo, you only need to meet these minimal requirements:
If you meet these criteria, you can fill out our simple application form to get started. If your application meets our standards, you could receive same-day approval and access to your funds right after acceptance! Wondering about your approval chances? Check our interactive Fundo Score tool to find out more.
With everything Fundo provides, there's no need for lengthy searches on topics like instant cash loans for pensioners or others. Choose Fundo for your short-term lending needs and experience a smoother, faster application journey. Get your Fundo loan today!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.