Short Term Lending

Unlock the Benefits of Short Term Lending with Fundo

Securing a loan can often feel like an uphill battle, especially when your credit isn't in perfect shape. If you've faced the frustration of traditional short term lending processes, or if credit score hurdles have derailed your plans, Fundo is here to change that narrative. We believe that everyone deserves access to financial support, which is why we’ve made short-term loans more accessible for Australians like you.

Why Choose Fundo for Your Short Term Lending Needs?

At Fundo, our mission is to provide a seamless application experience tailored to your unique situation. Here’s what sets us apart:

🚀 Fast Approval Process: Apply online and, if your application is successful, funds could hit your account within 60 seconds from the moment you accept the contract.
🕒 Flexible Repayment Options: Our loans are designed with your budget in mind. Choose a repayment schedule that works for you!
💡 Simple Applications: We keep things straightforward with minimal jargon. Filling out your application is quick and easy.
🤝 Supportive Team: We’re here to guide you through the process, ensuring a stress-free experience from start to finish.
🌟 Boost Your Fundo Score: Your financial future matters to us. Positive payment behaviour can help increase your Fundo Score, enhancing your eligibility for future loans.

What Can You Use Fundo Loans For?

Whether it's an emergency expense or a one-off opportunity, our short term lending options can cater to various needs:

💸 Emergency Costs: Unexpected bills? Fundo loans can help cover urgent expenses without delay.
🏡 Home Improvements: Use your funds for home renovations or updates that can enhance the value and comfort of your living space.
🛠️ Special Events: Life is full of surprises! Our loans can help make those occasions memorable when you need a little financial boost.

Before you apply, you might be wondering if you qualify for our loans. The great news is that Fundo’s eligibility criteria are designed with you in mind! You just need to:

👉 Be 18 years or older.
👉 Currently living in Australia.
👉 Make at least $1,000 verified income per fortnight (this includes government benefits).
👉 Demonstrate your ability to repay the loan without worsening your financial situation.

Ready to Get Started?

Don’t delay your aspirations any longer! Applying for a Fundo loan is easy—just fill out our online application with your personal and financial details, including your desired loan amount and repayment preferences. If everything checks out, you could receive the funds you need as soon as today!

Forget scouring the internet for options like Borrow Instant Cash or Instant Pay Loan. For hassle-free and reliable short term lending, look no further than Fundo. Your future is just a click away, so why not take that step today?

Fundo loan example

Borrow between
$500 to $5,000

Flexible
payment terms

No hidden fees
payout early for discount

Money in ~60 secs of
contract acceptance¹

Small loan

Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6 months
20% establishment fee and a flat
4% monthly fee⁴

Example⁶

RepaymentsWeekly

Term20 weeks

Loan Amount$1,000

Establishment fee$200

Total monthly fee (over 20 weeks)$200

Total repayable$1,400

Weekly repayment$70.00

Medium loan

Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)⁵

Example⁶

RepaymentsFortnightly

Term2 years

Loan Amount$2,500

Establishment fee$400

Total interest (over 2 years)$1,553

Total repayable$4,453

Fortnightly repayment$85.63

⁴ Fees are based on loan principal advanced.

⁵ Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

⁶ The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.

Apply Now

Safe and Secure. 5 min application²

Things you should know

Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.

¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day

²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.

³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.

Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.

Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.

Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.

Short Term Lending

Short Term Lending

Unlock the Benefits of Short Term Lending with Fundo