Short Term Loans Bad Credit Australia
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
If you’re facing unexpected expenses or looking to renovate your home, navigating traditional lenders can often feel overwhelming. Searching for solutions like “short term loans bad credit Australia” is common for many Australians seeking alternative funding options. But you don’t need to look any further—Fundo is here to help!
At Fundo, we prioritise making financing quick and straightforward. Unlike conventional banks that require piles of paperwork, our short-term loans are designed to be accessible to those who may not have a perfect credit score. We understand that everyone’s financial journey is unique, and your past does not define your present potential for repayment.
Whether you’re type “Bad Credit Short Term Loans Australia” or “Same Day Cash Loans Bad Credit” into your browser, you’ll find that securing a loan with us is smoother than ever. Our loans adapt to your needs without hidden fees or penalties, making it easier to meet your financial obligations.
If you’re aiming to improve your loan approval chances, understanding your Fundo Score can be crucial. By maintaining responsible borrowing habits—like making on-time payments and referring friends—you can enhance your score. A higher Fundo Score may lead to better loan offers and quicker processing times for your applications.
To apply for a loan with Fundo, you need to meet the following criteria:
Once your application is in during business hours, we may be able to process and approve your request the same day—so your funds could hit your account within 60 seconds from contract acceptance. And remember, if you’re looking for fast emergency solutions, you won’t need to keep searching terms like “Fast Emergency Loans For Bad Credit” or “Loans Payday”—you’ve found the right place!
Ready to get started? Apply for a short term loan with Fundo today and experience the convenience and support we offer!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
