Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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Searching for Short-Term Loans for Very Bad Credit? Fundo Offers Solutions
Searching for short-term loans for very bad credit? Fundo provides small loans starting from $500, with a focus on helping you get approved based on your current financial situation rather than your credit history. Our fast online application process ensures quick access to cash when you need it most, with flexible repayment terms tailored to suit your individual financial needs. Even if you have a very bad credit history, Fundo offers a fair assessment of your situation, helping you get the financial support you need.
FAQs
Can I get a short-term loan with very bad credit?
Yes, even if you have very bad credit, Fundo offers small loans that assess your current financial situation. While we may conduct a lorem ipsum, our internal scoring system looks at a broader picture, allowing for more flexible approval for those with less-than-perfect credit.
What can I use a short-term loan for?
Fundo’s loans can be used for a wide range of purposes, including medical emergencies, paying overdue bills, or covering unexpected expenses.
How fast can I get the funds?
Once approved, the funds will be transferred into your account in 60 seconds from accepting your loan agreement and if your bank supports PayID, making Fundo an ideal option for those needing immediate financial support.
Will my loan request be denied if I have defaulted on past loans?
While each application is reviewed individually, having defaulted on loans in the past doesn’t automatically disqualify you from approval. Fundo considers various factors when reviewing your application.




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.