Short Term Loans In Australia
Same day funds up to $5,000
Same day funds up to $5,000
When life throws unexpected expenses your way, many Australians consider traditional banks or lenders for support. However, they often find that standard banks come with strict requirements and lengthy application processes. If you’re searching for short-term loans in Australia, you need a reliable lender that offers flexibility and speed. Look no further—Fundo is here for you!
At Fundo, we provide quick and convenient short-term loans that you can easily access from the comfort of your home, no matter where you are in Australia. Here’s what sets us apart:
We offer a diverse range of loan products designed to meet your needs. Consider our:
Fundo also supports your responsible borrowing habits. By paying off your loan on time or early, you can save on associated fees and manage your finances smarter. Use our self-service dashboard to track your loan schedule and access free financial wellness advice—keeping you informed every step of the way!
When applying for short-term loans in Australia, understanding your Fundo Score can make a difference! Improve your score by:
If you consistently demonstrate good financial behaviour, you can enjoy better loan terms and speedier processing times. To qualify for our loans, you simply need to be:
Need cash quickly? Applying for a short-term loan with Fundo can be done in just three clicks, making it incredibly easy for returning customers. If you submit your application during business hours, you could receive your funds within 60 seconds from contract acceptance if your application meets our criteria.
Stop searching for direct lenders by typing in phrases like ‘Instant Cash Advance Loan’ or ‘Loans For People With Loans’. Your ideal funding solution is right here with Fundo. Don’t hesitate—apply for your short-term loan in Australia today!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.