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When an unexpected financial situation arises, short-term personal loans can provide quick access to funds, allowing you to handle urgent expenses without the hassle of long-term commitments. Whether it’s emergency repairs, medical bills, or unforeseen travel, Fundo offers short-term personal loans that are easy to apply for and provide fast approval, giving you the financial relief you need without the delays of traditional loans.
How do short-term personal loans work at Fundo?
Fundo’s short-term personal loans are designed to be flexible, quick, and accessible, ensuring that you can address financial emergencies with ease. Here’s how the process works:
Fundo’s short-term personal loans provide a quick solution for those unexpected expenses that can’t wait. For situations requiring even faster access to funds, Fundo also offers 1-hour emergency loans for urgent financial needs.
What can I use a short-term personal loan for?
Fundo’s short-term personal loans are versatile and can be used to cover a range of urgent expenses, including:
For smaller and more immediate financial needs, Fundo also offers instant small amount loans that provide quick access to funds without a lengthy approval process.
FAQs
How much can I borrow with a short-term personal loan?
With Fundo, you can borrow between $500 and $5,000, depending on your financial circumstances. Small loans range from $500 to $2,000, while larger loans range from $2,001 to $5,000.
Will Fundo consider my credit score for loan approval?
Fundo does not rely solely on your credit score. We take a comprehensive look at your overall financial situation, including your income and expenses, to determine your ability to repay the loan.
How quickly can I get approved for a short-term personal loan?
If you apply during business hours and meet the eligibility criteria, you could receive approval the same day. Once approved, the funds are typically transferred to your bank account within 24 hours, depending on your bank’s processing times.
Do I need a payslip to apply for a loan?
No, Fundo offers cash loans without a payslip. We accept other forms of income verification, such as bank statements or Centrelink benefits, as proof of income.
What are the eligibility criteria for a short-term personal loan?
To qualify for a loan with Fundo, you must be at least 18 years old, reside in Australia, and have a verified income of at least $1,000 per fortnight. This income can include Centrelink payments.
Safe and Secure. Complete app in minutes²
Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver
Very easy to apply and money was transferred within the hour
Application process took 5 minutes max. It really pays to be a repeat customer because these guys make it simple.
Safe and Secure. Complete app in minutes²
1 Funds may be received in as little as 60 seconds from contract acceptance if your bank supports NPP. Timing is not guaranteed.
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 6 months with a fortnightly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe and Secure. Complete app in minutes²
*Terms and conditions, fees and charges apply. Max loan amount of $5,000 includes fees and charges. Approval and loan amount are subject to our credit assessment criteria.
¹Funds may be received in as little as 60 seconds from contract acceptance if your bank supports NPP. If your bank is not NPP enabled, or if it is a public holiday, funds are usually received by the next business day. Timing is not guaranteed.
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can’t guarantee that you’ll receive a decision on the same day. However, most customers who submit their loan application and all requested supporting information by 4pm Sydney time on a regular business day receive a same-day response. Applications submitted after this time or on weekends/public holidays may be processed the next business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Paying off Fundo loans early, penalty-free, may help improve your chances for future approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Personal Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I want to borrow ($500 - $5000*)
