Simple Payday Loans For Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
If you're in need of short-term funding to manage unexpected expenses, you're not alone! Many Australians look for simple payday loans for bad credit when traditional banks seem to have overwhelming requirements. At Fundo, we understand how stressful it can be to navigate complex lending processes, which is why we strive to make obtaining a loan as straightforward as possible. Our commitment to you includes a quick and easy application process designed with your needs in mind.
When you search for simple payday loans for bad credit, you're looking for speed, flexibility, and ease. Here's how Fundo stands out:
With Fundo, you can finally stop your quest for options like simple payday loans for bad credit or short term payday loans for bad credit because we provide competitive funding solutions that fit your needs.
At Fundo, we offer a variety of loans tailored to meet your specific needs, including:
Please remember that our loans are not intended for debt consolidation. We encourage responsible borrowing, and with Fundo, you can regain your financial footing without the hassle of additional debt burdens.
The beauty of borrowing is that your financial behaviour can help improve your opportunities. That’s where your Fundo Score comes into the picture! With every responsible action – including timely repayments and positive feedback – your Fundo Score can rise. A higher score means better loan options, potentially faster processing times, and an easier borrowing experience in the future.
If you're 18 years or older, currently living in Australia, and earning a verified income of at least $1,000 per fortnight, you're in a good position to apply for a simple payday loan with Fundo. Our quick application process means that if you apply during business hours, you could receive your funds within 60 seconds of your loan contract acceptance!
Stop searching for alternatives! Join our community of responsible borrowers who have found their lending solution with Fundo. It’s time to take control of your financial situation – apply today!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
