Small Amount Loans For Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
When you find yourself in need of quick cash for those unexpected expenses, small amount loans for bad credit can be a lifesaver. If you've been searching online for options, you may have encountered various traditional lenders with cumbersome paperwork and lengthy approval processes. At Fundo, we understand how overwhelming this can be. As an alternative lender, we're here to change the way you think about loans. We go beyond just looking at your credit history; we see you as a whole person with unique financial circumstances. Our commitment is to provide flexible, straightforward solutions without any hidden terms. With Fundo, applying for a short-term loan is quick and hassle-free. You won't have to waste precious time at physical banks, and in just a few clicks, you could secure the funds you need!
At Fundo, we strive to offer a simpler alternative to the time-consuming tasks associated with traditional loans. Say goodbye to endless scrolling through search results for phrases like small easy loans no credit check or small loans under $500. With our quick and user-friendly options, you can finally focus on what matters most. Our central offerings include emergency loans for those pressing needs, helping you tackle unexpected costs with ease.
Need funds fast? With Fundo, you can discover quick solutions that fit your lifestyle. Our small amount loans for bad credit come with easy eligibility criteria: simply be over 18, reside in Australia, and demonstrate a verified income of at least $1,000 per fortnight (which can include government benefits). Make sure you can manage your repayments without adding undue stress to your finances. If you tick these boxes, our online application is a breeze, allowing you to bypass unnecessary back-and-forth searching. You could even have your funds transferred within 60 seconds of contract acceptance if everything goes smoothly.
If you have previously been with us, applying is even quicker, taking just three clicks! Not sure where you stand? Check your Fundo Score for insights on improving your chances of approval. By consistently repaying your loans on time and possibly referring others to Fundo, you have the opportunity to enhance your Fundo Score. Remember, maintaining fewer loans from other lenders can be beneficial too, enabling you to receive even more competitive terms in the future.
Feeling ready? Don’t wait any longer—today is the perfect time to apply for a small amount loan with Fundo! Let us help make your path to financial peace easier.
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.