Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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AI Innovation
Award 2024
When you find yourself in need of quick cash for those unexpected expenses, small amount loans for bad credit can be a lifesaver. If you've been searching online for options, you may have encountered various traditional lenders with cumbersome paperwork and lengthy approval processes. At Fundo, we understand how overwhelming this can be. As an alternative lender, we're here to change the way you think about loans. We go beyond just looking at your credit history; we see you as a whole person with unique financial circumstances. Our commitment is to provide flexible, straightforward solutions without any hidden terms. With Fundo, applying for a short-term loan is quick and hassle-free. You won't have to waste precious time at physical banks, and in just a few clicks, you could secure the funds you need!
At Fundo, we strive to offer a simpler alternative to the time-consuming tasks associated with traditional loans. Say goodbye to endless scrolling through search results for phrases like Personal Loans or small loans under $500. With our quick and user-friendly options, you can finally focus on what matters most. Our central offerings include emergency loans for those pressing needs, helping you tackle unexpected costs with ease.
Need funds fast? With Fundo, you can discover quick solutions that fit your lifestyle. Our small amount loans for bad credit come with easy eligibility criteria: simply be over 18, reside in Australia, and demonstrate a verified income of at least $1,000 per fortnight (which can include government benefits). Make sure you can manage your repayments without adding undue stress to your finances. If you tick these boxes, our online application is a breeze, allowing you to bypass unnecessary back-and-forth searching. You could even have your funds transferred within 60 seconds of contract acceptance if everything goes smoothly.
If you have previously been with us, applying is even quicker, taking just three clicks! Not sure where you stand? Check your Fundo Customer Score for insights on improving your chances of approval. By consistently repaying your loans on time and possibly referring others to Fundo, you have the opportunity to enhance your Fundo Customer Score. Remember, maintaining fewer loans from other lenders can be beneficial too, enabling you to receive even more competitive terms in the future.
Feeling ready? Don’t wait any longer—today is the perfect time to apply for a small amount loan with Fundo! Let us help make your path to financial peace easier.




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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