Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
When life throws unexpected expenses your way, local banks may come to mind as a reliable option. However, they often have strict requirements and lengthy application processes that can leave you feeling frustrated. Searching for small bank loans with bad credit? Look no further! At Fundo, we simplify the borrowing experience, providing quick and convenient short-term loans that are accessible from anywhere in Australia.
Instead of scrolling through many options like small bad credit payday loans or small easy loans for bad credit, let Fundo streamline your search for small bank loans with bad credit. Our efficient online loan application can have you on your way to receiving funds quickly. Plus, we reward responsible behaviour: paying on or ahead of time can improve your chances of approval for future loans.
We understand that every situation is unique. With Fundo loans, you can finance various needs, including:
Getting started with Fundo is easy! Simply fill out our online application form, providing details about the amount you want to borrow, your personal info, and verification of income. You only need to meet a few basic eligibility criteria:
If approved and you apply during business hours, the funds can hit your account within 60 seconds of accepting your contract. Plus, checking your Fundo Customer Score can give you an indication of your loan eligibility. Improve your Fundo Customer Score by demonstrating good financial habits—timely repayments, recommending friends, and keeping your loans minimal are all great ways to increase your score.
Stop searching for quick loans or instant cash options. Embrace confidence in your financial choices and apply for a loan with Fundo today. We’re here to help you get the small bank loans with bad credit that you deserve!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.