Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
Many self-employed individuals may feel uncertain about their eligibility to get small cash loans now, as traditional lenders typically require tax returns, bank account statements and other proof of business operations. Note that each lender has its own rules about self-employed loans.

At Fundo, we have minimum eligibility requirements in place that prioritise your financial well-being while also aligning with our responsible lending obligations. We focus not only on providing short-term loans but also strive to ensure that borrowing fast cash from Fundo does not place you under unnecessary financial strain.

If you meet the following criteria, you are one step closer to getting small cash loans now: 

When planning to get small cash loans now, it’s important to be aware of what the interest rates will be, but it’s worth noting that every lender is different. Your interest rate is typically based on things like the repayment terms, the amount of the loan, and your credit score. The good news is that at Fundo, we don’t rely on your credit score when determining your fees and rates.

We also make sure, here at Fundo, that you’re fully aware of the costs associated with your loan right from the start. If you decide to get small cash loans now, you’ll be glad to know that we adhere to industry standards and comply with all the laws, guaranteeing that all our fees are fair and reasonable.

In addition, while we may conduct a credit check when assessing your online loan application, your credit score plays a minor role in our decision-making process. We place greater emphasis on your present ability to meet repayments. 

Our Fundo Credit Score system also provides you with opportunities to enhance your chances of fast loan approval. By leaving a review, referring a friend, or making timely repayments, you can improve your Fundo Credit Score. 

If you’re wondering if you can repay your small cash loans now without incurring penalties, it is indeed possible. As a dynamic, tech-savvy, Australian-owned private lending institution, Fundo is not bound by the inflexibility of traditional banking systems. 

It’s up to you whether you follow the original repayment schedule or pay it off ahead of time. There’s no penalty for early repayment, and you might even save some money on your monthly account fees. The best part? With us, there are no hidden charges to worry about.

Additionally, Fundo provides a self-service dashboard that allows borrowers to easily access and handle their loan-related details. Whether it’s checking your account balance, making payments, or rescheduling them, all of these actions can be completed effortlessly with a few simple clicks.

When considering getting small cash loans now, the amount you can borrow will depend on several factors, including the policies of the lender and your creditworthiness as a borrower. Different lenders may have varying options and criteria for lending, and your credit history and financial situation will also play a role in determining the amount you can borrow with loans.

At Fundo, you can choose your desired loan amount as you complete the application form online. You can apply for a loan from anywhere in a matter of minutes, thanks to our streamlined loan process. Our dedicated team is committed to thoroughly and swiftly reviewing applications.

Applications submitted during our business hours – which are from 9.00 a.m. to 6.00 p.m. on weekdays and 9.00 a.m. to 5.00 p.m. on Saturdays Sydney time – will be reviewed promptly, increasing the likelihood of receiving funds on the same day. 

For applications received after these hours, we prioritise them as soon as the next business day begins to ensure no critical details are missed during the assessment process.

Look no further than Fundo for easy fast loans – apply for small cash loans now! 

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.